$0
Annual fee
See the card
Reseña de tarjetaBank of America
Updated 11 sept 2026 · investigación
Bank of AmericaBank of America Cash Rewards
Bank of America® Customized Cash Rewards Credit Card for Students
Bank of America Customized Cash Rewards Credit Card for Students ofrece una tasa introductoria para compras de 0% y una tasa introductoria para transferencias de saldo de 0%. La tasa continua para compras va de 17.49% a 27.49%. La tasa base de ganancias es de 1%. Incluye un beneficio. La cuota anual de $0 no está exenta durante el primer año. La oferta de bienvenida es de $200 con un requisito de gasto de $1,000. El requisito corresponde a 90 días.
Entry LevelPersonal
Visa
$0
Annual fee
6% back category of your choice
Top rate
3%
Foreign fee
Enlazamos al emisor. Rewardopedia no cobra por esta solicitud hasta que se apruebe un programa. Eso nunca cambia nuestra inclusión editorial, clasificaciones ni veredictos.
Current Welcome Offer
Earn $200
Spend $1,000 in 90 días
official product page
Ofertas de la tarjeta
Enlazamos al emisor. Rewardopedia no cobra por esta solicitud hasta que se apruebe un programa. Eso nunca cambia nuestra inclusión editorial, clasificaciones ni veredictos.
public
Earn $200
Gasta $1,000 en 90 días
official product_page
Earning Rates
category of your choice
6%cash back
6% (3% + 3% first-year bonus) on first $2,500 in combined choice category and grocery/wholesale purchases each quarter, then 1%; after first year 3% up to quarterly maximum
choice category
6%cash back
6% during the first year; cap is combined with grocery stores and wholesale clubs.
Choice Category (First Year)
6%cash back
First year bonus. Applies to choice category: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Combined with grocery/wholesale purchases, capped at $2,500 of purchases per quarter, then 1% thereafter.
choice category
3%cash back
After the first-year 3% bonus ends; cap is combined with grocery stores and wholesale clubs.
Choice Category (After First Year)
3%cash back
After first year. Applies to choice category: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Combined with grocery/wholesale purchases, capped at $2,500 of purchases per quarter, then 1% thereafter.
grocery stores
2%cash back
Cap is combined with the choice category and wholesale clubs.
grocery stores and wholesale clubs
2%cash back
2% on first $2,500 in combined choice category and grocery/wholesale purchases each quarter, then 1%
Grocery Stores and Wholesale Clubs
2%cash back
Combined with choice category, capped at $2,500 of purchases per quarter, then 1% thereafter.
wholesale clubs
2%cash back
Cap is combined with the choice category and grocery stores.
all other purchases
1%cash back
All Other Purchases
1%cash back
Unlimited 1% cash back on all other purchases.
Pros & Cons
Pros
- No hay cuota anual: $0.
Cons
- El cargo por transacción en el extranjero es de 3%.
Puntos clave
- La tasa introductoria para compras es de 0%.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
APR Information
- Purchase APR
- 17.49% - 27.49%0% intro APR for 15 meses
- Balance Transfer APR
- 17.49% - 27.49%0% intro APR for 15 meses
- Cash Advance APR
- 29.24%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Preguntas frecuentes
¿Hay cuota anual?
No, no hay cuota anual: $0.
Sobre esta tarjeta
Para quien busca no pagar cuota anual: $0.
Student cash-back card with a first-year 6% cash-back rate in a selected category, 2% at grocery stores and wholesale clubs, unlimited 1% on other purchases, no annual fee, and a 0% introductory APR offer.
No hay cuota anual: $0.
¿Listo para decidir?
Solicita Bank of America® Customized Cash Rewards Credit Card for Students
Earn $200 con sin cuota anual.
Gasta $1,000 en 90 días
Enlazamos al emisor. Rewardopedia no cobra por esta solicitud hasta que se apruebe un programa. Eso nunca cambia nuestra inclusión editorial, clasificaciones ni veredictos.
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Categorías de tarjetas
StudentCash backNo Annual FeeCredit buildingGasIntro APR
Fuentes y metodología
Fuentes y metodología
Data Collection
Recopilamos los datos de la tarjeta desde las páginas oficiales del emisor y luego los verificamos con controles automáticos.
Last updated:
Cómo se comprueba
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Data Quality
- 3 of 3 benefits rated high confidence
- 3 source citations across benefits
- 1 of 1 offer verified
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