Citi Strata Elite Card

Provides coverage for lost, damaged, or stolen baggage when the entire fare for a common-carrier ticket is purchased with an eligible card.

May cover damage to or theft of a rental vehicle when the entire rental is reserved and paid for with an eligible card and the rental company's collision damage waiver is declined.

Helps reimburse non-refundable expenses up to $10,000 per trip if a round-trip purchased entirely with the Card is cancelled or interrupted for a covered reason.

Provides travel insurance protections to assist with trip delays.

Enjoy unlimited airport lounge access with up to four complimentary Priority Pass Select memberships.

Receive 4 Admirals Club passes every calendar year for access to nearly 50 lounge locations.

Receive 4 Admirals Club Citi Strata Elite Passes each calendar year for access to nearly 50 Admirals Club lounges.

Every calendar year, receive 4 Admirals Club Citi Strata Elite Passes for access to nearly 50 Admirals Club lounges.

Includes an annual hotel benefit.

Annual travel credit as stated in the card terms. Amount and eligible purchases vary by issuer and product.

Receive a statement credit up to $120 to cover your application fee for Global Entry or TSA PreCheck once every four years.

Every calendar year, earn up to $200 in statement credits when you book with Blacklane, up to $100 January through June and up to $100 July through December.

Extends an eligible original U.S. manufacturer warranty of five years or less by up to one additional year.

Can help protect eligible covered purchases against theft or accidental damage for up to 90 days after purchase.

Earn up to $200 in statement credits annually on Blacklane chauffeur service bookings, split as up to $100 from January to June and up to $100 from July to December.

Earn up to $200 in statement credits every calendar year on your choice of up to 2 participating brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, and Live Nation.

Every calendar year, earn up to $200 in statement credits on your choice of up to 2 brands including 1stDibs, American Airlines, Best Buy, Future Personal Training and Live Nation.

Add your card to Apple Pay, Google Pay, or Samsung Pay to pay in-store or in-app.

Pay no foreign transaction fees when making purchases outside of the United States.

The card supports contactless tap-to-pay transactions at participating merchants that accept Discover.

Receive text alerts for any activity deemed suspicious on your account.

Eligible users who enroll in CreditWise can receive an alert when their Social Security number is found on the dark web.