IHG One Rewards Traveler Credit Card

Reimburses up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when your baggage is delayed over 6 hours.

Provides coverage for lost, damaged, or stolen baggage when the entire fare for a common-carrier ticket is purchased with an eligible card.

Helps reimburse non-refundable expenses up to $10,000 per trip if a round-trip purchased entirely with the Card is cancelled or interrupted for a covered reason.

Earn 10,000 bonus points each calendar year after you spend $10,000 in purchases.

Enjoy Automatic Silver Elite Status with Marriott Bonvoy® that renews each calendar year with benefits like Priority Late Checkout & 10% More Points on Stays.

Qualify for Gold Elite Status through Dec 31 of following year when you spend $20,000+ in purchases in a calendar year.

Automatic Silver Elite Status as long as you remain an IHG One Rewards Traveler Cardmember.

Qualify for IHG One Rewards Gold Elite Status through December 31 of the following year after $20,000 in calendar-year purchases.

Can help protect eligible covered purchases against theft or accidental damage for up to 90 days after purchase.

Receive a $10 monthly Instacart credit (up to $120 annually) plus 3-month Instacart+ membership; active Instacart+ required.

Receive up to $240 in Instacart credits each calendar year (two $10 monthly credits) for purchases made directly through Instacart.

Get 6 months of complimentary access to DashPass – a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders when activated by Dec 31, 2027.

Earn 10,000 bonus points each calendar year after spending $10,000 in purchases.

Get 6 months of complimentary access to DashPass for $0 delivery fees and lower service fees on eligible orders.

Receive a $10 monthly Instacart credit, up to $120 annually, plus three complimentary months of Instacart+.

Pay no foreign transaction fees when making purchases outside of the United States.

When you redeem IHG One Rewards points for a consecutive four-night stay, every 4th night of the stay has a cost of 0 points.