Bank of America® Premium Rewards® Credit Card
Earn unlimited points – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases
Annual Fee
$95
Top Earning Rate
2x pts dining
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
60,000 points
$600 estimated value
Spend $4,000 in 90 days
Card Offers
public
60,000 points
$600 estimated value
Spend $4,000 in 90 days
Earning Rates
Pros & Cons
Pros
- 2 points per dollar on travel and dining
- 1.5 points per dollar on all other purchases
- 60,000-point welcome bonus after $4,000 spend
- Up to $200 in combined annual travel credits
- No foreign transaction fees
Cons
- $95 annual fee
- No introductory APR offers
- High variable APR up to 27.49%
- Rewards earned as points only
Key Takeaways
- Earn 2x points on travel and dining, 1.5x on everything else
- 60,000 bonus points after $4,000 in 90 days
- $100 airline incidental credit yearly plus $100 security credit every 4 years
- $95 fee with no foreign transaction fees
- Visa card with variable APR 19.49% - 27.49%
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 27.49%
- Balance Transfer APR
- 19.49% - 27.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits
Travel Credits
Statement Credits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Bank of America Premium Rewards Credit Card?
What are the rewards earning rates?
What is the welcome bonus offer?
Does this card charge foreign transaction fees?
What statement credits are available?
What is the APR range?
Who is eligible to apply?
About This Card
Travelers and diners who spend moderately on everyday purchases and value statement credits for airline fees and security programs. Ideal for those seeking premium travel perks without a high annual fee.
60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening. Get up to $200 in travel statement credits annually ($100 Airline Incidental, $100 TSA PreCheck/Global Entry every 4 years). Low $95 annual fee and no foreign transaction fees. Standard APR 19.49% - 27.49% variable.
It offers a strong 1.5 points per dollar on everyday spending combined with travel credits at a modest $95 annual fee, setting it apart from similar premium travel cards.
Ready to Decide?
Apply for the Bank of America® Premium Rewards® Credit Card
60,000 points, worth about $600 estimated value, with a $95 annual fee.
Spend $4,000 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 3 of 3 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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