Capital One Quicksilver Rewards for Students
Earn unlimited 1.5% cash back on every purchase with no annual fee, plus a $50 cash welcome bonus for students.
Annual Fee
$0
Top Earning Rate
5% back capital one entertainment purchases
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
50 cashback
$50 estimated value
Spend $100 in 90 days
Card Offers
public
50 cashback
$50 estimated value
Spend $100 in 90 days
Earning Rates
Tickets purchased on the Capital One Entertainment ticketing platform only
Must be booked through Capital One Travel portal
Unlimited; applies to all purchases outside of Capital One Travel and Entertainment elevated categories
Pros & Cons
Pros
- No annual fee keeps the card cost-free to hold long term
- Unlimited 1.5% cash back on all purchases with no category restrictions or caps
- Low $100 spend threshold to earn the $50 welcome bonus
- No foreign transaction fees, useful for students studying or traveling abroad
- Rewards never expire for the life of the account
Cons
- The $50 welcome bonus is modest compared to non-student cash back cards
- Elevated 5% rates are limited to Capital One Travel and Capital One Entertainment, requiring use of specific portals
- Purchase APR can reach 28.49%, making carrying a balance costly
- No introductory 0% APR offer on purchases or balance transfers
Key Takeaways
- Earns unlimited 1.5% cash back on all purchases with no annual fee
- New cardholders earn a $50 cash bonus after just $100 in spending within the first 3 months
- Earns 5% cash back on Capital One Travel hotel, vacation rental, and rental car bookings, and on Capital One Entertainment purchases
- No foreign transaction fees makes it viable for international use
- Designed for students with fair credit who are building their credit history
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 18.49% - 28.49%
- Balance Transfer APR
- 18.49% - 28.49%
- Cash Advance APR
- 28.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits including 1 hidden gems
Travel Access & Perks
Travel Credits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Capital One Quicksilver Rewards for Students?
What welcome bonus does the card offer?
What cash back rate does this card earn on everyday purchases?
Are there any categories that earn more than 1.5% cash back?
Does this card charge foreign transaction fees?
Do rewards expire?
What credit score is needed to qualify for this card?
What is Capital One Travel Free Price Drop Protection?
What is the purchase APR for this card?
Is the Capital One Quicksilver Rewards for Students only available to enrolled students?
About This Card
This card is best for college students with fair or limited credit who want a simple, no-annual-fee cash back card with a low barrier to entry. It suits students who prefer flat-rate rewards without tracking rotating categories.
The Capital One Quicksilver Rewards for Students card offers unlimited 1.5% cash back on every purchase, every day, with no annual fee. Students can earn 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel, and 5% cash back on Capital One Entertainment purchases. New cardholders can earn a $50 cash bonus after spending $100 in the first 3 months. Rewards never expire for the life of the account. The card also provides access to Capital One Travel features including free price drop protection, price match guarantee, cancel-for-any-reason flight options, and price watch alerts.
The card stands out in the student tier by pairing a genuinely unlimited flat 1.5% cash back rate with no annual fee and a reachable $50 welcome bonus at just $100 in spend, a combination that most competing student cards do not offer together.
Ready to Decide?
Apply for the Capital One Quicksilver Rewards for Students
50 cashback, worth about $50 estimated value, with no annual fee.
Spend $100 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 4 of 4 benefits rated high confidence
- 1 of 1 offer verified
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