$0
Annual fee
See the card
Card reviewCapital One
Updated Jul 24, 2026 · researchQR
Capital OneQuicksilver Student Rewards
Quicksilver Rewards for Students
Limited time—earn a $100 cash bonus while getting 1.5% cash back on every purchase, every day. Terms apply.
Entry LevelPersonal
Mastercard
$0
Annual fee
5% back capital one entertainment
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn $100
Spend $300 in 90 days
Verifiedpublic
Card Offers
public
Earn $100
Spend $300 in 90 days
public
public
Earn $50
Spend $100 in 90 days
product page
Earning Rates
Capital One Entertainment
5%cash back
Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only
Capital One Entertainment purchases
5%cash back
Tickets purchased on the Capital One Entertainment ticketing platform only
Capital One Travel
5%cash back
Earned on hotels, vacation rentals and rental cars booked through Capital One Travel
Hotels, vacation rentals, and rental cars booked through Capital One Travel
5%cash back
Must be booked through Capital One Travel portal
All other purchases
1.5%cash back
Unlimited; applies to all purchases outside of Capital One Travel and Entertainment elevated categories
All Purchases
1.5%cash back
Earned on everyday purchases
Pros & Cons
Pros
- No annual fee keeps the card cost-free to hold long term
- Unlimited 1.5% cash back on all purchases with no category restrictions or caps
- Low $100 spend threshold to earn the $50 welcome bonus
- No foreign transaction fees, useful for students studying or traveling abroad
- Rewards never expire for the life of the account
Cons
- The $50 welcome bonus is modest compared to non-student cash back cards
- Elevated 5% rates are limited to Capital One Travel and Capital One Entertainment, requiring use of specific portals
- Purchase APR can reach 28.49%, making carrying a balance costly
- No introductory 0% APR offer on purchases or balance transfers
Key Takeaways
- Earns unlimited 1.5% cash back on all purchases with no annual fee
- New cardholders earn a $50 cash bonus after just $100 in spending within the first 3 months
- Earns 5% cash back on Capital One Travel hotel, vacation rental, and rental car bookings, and on Capital One Entertainment purchases
- No foreign transaction fees makes it viable for international use
- Designed for students with fair credit who are building their credit history
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 18.49% - 28.49%
- Balance Transfer APR
- 18.49% - 28.49%
- Cash Advance APR
- 28.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits (1 strong or better) including 1 hidden gems
Travel Insurance
Travel Access & Perks
Travel Credits
Purchase Protection
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Capital One Quicksilver Rewards for Students?
There is no annual fee for this card. Students pay $0 per year to keep the account open, which helps keep costs low while building credit.
What welcome bonus does the card offer?
New cardholders can earn a $50 cash bonus after spending $100 within the first 3 months of account opening. This is a relatively low spend requirement, making the bonus accessible for most students.
What cash back rate does this card earn on everyday purchases?
The card earns unlimited 1.5% cash back on all purchases that do not fall into an elevated category. There are no rotating categories or activation requirements to track.
Are there any categories that earn more than 1.5% cash back?
Yes. The card earns 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel, and 5% cash back on purchases made through Capital One Entertainment. All other purchases earn the standard 1.5% rate.
Does this card charge foreign transaction fees?
No. The Capital One Quicksilver Rewards for Students charges no foreign transaction fees, making it a practical card to use while studying or traveling abroad.
Do rewards expire?
No. Cash back rewards earned with this card never expire for the life of the account, so students do not need to worry about losing accumulated rewards.
What credit score is needed to qualify for this card?
This card is designed for applicants with fair credit, which makes it accessible to students who are new to credit or have a limited credit history.
What is Capital One Travel Free Price Drop Protection?
If you book a flight through Capital One Travel when Capital One recommends it and the price drops within 10 days of booking, you can receive up to $50 in travel credit for the difference. The benefit only applies when you follow Capital One's recommended booking timing.
What is the purchase APR for this card?
The purchase APR ranges from 18.49% to 28.49% depending on creditworthiness. Students who carry a balance will be subject to interest charges within this range.
Is the Capital One Quicksilver Rewards for Students only available to enrolled students?
This card is specifically designed as a student credit card and is targeted at individuals who are in college or building credit for the first time. The card requires at least fair credit for approval.
Card Questions & Answers
Source-backed guidance for the most common questions about this card.
Quicksilver Rewards for Students currently lists Complimentary Concierge Service, Extended Warranty Protection, Travel Accident Insurance, $0 Fraud Liability, 24-hour Travel Assistance Services, and Capital One Travel – Price Drop Protection & Price Match. The extracted policy summaries emphasize Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year. and Get additional warranty protection at no charge on eligible items purchased with your Capital One credit card..
2 sourcesOpen dedicated answer page
About This Card
This card is best for college students with fair or limited credit who want a simple, no-annual-fee cash back card with a low barrier to entry. It suits students who prefer flat-rate rewards without tracking rotating categories.
The Quicksilver Rewards for Students card from Capital One offers unlimited 1.5% cash back on everyday purchases with no annual fee. Designed for students to build credit history, it also features a limited-time $100 cash bonus after spending $300 in the first 3 months and premium perks like 5% cash back on Capital One Travel bookings.
The card stands out in the student tier by pairing a genuinely unlimited flat 1.5% cash back rate with no annual fee and a reachable $50 welcome bonus at just $100 in spend, a combination that most competing student cards do not offer together.
Ready to Decide?
Apply for the Quicksilver Rewards for Students
Earn $100 with no annual fee.
Spend $300 in 90 days
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Sources & Methodology
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- 11 of 11 benefits rated high confidence
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