Card reviewChase
Updated Apr 16, 2026 · research
Chase Freedom Flex® Credit Card
ChaseChase Ultimate RewardsEditorially reviewed

Chase Freedom Flex® Credit Card

No-annual-fee cash back card with 5% rotating quarterly categories, 5% on Chase Travel, 3% on dining and drug stores, and a $200 welcome bonus.

Entry LevelPersonal
Mastercard
Credit profile: good
$0
Annual fee
5% back rotating bonus categories (activated quarterly)
Top rate
N/A
Foreign fee
N/A
Rating

Current Welcome Offer

200 cashback

$200 estimated value

Spend $500 in 90 days

Verifiedproduct page

Card Offers

public

200 cashback

Verified

$200 estimated value

Spend $500 in 90 days

product page

Earning Rates

Rotating Bonus Categories (activated quarterly)
5%cash back

Up to $1,500 in combined purchases per quarter; must activate each quarter

Travel purchased through Chase Travel℠
5%cash back

Must book through Chase Travel℠

Dining (including takeout) and Drug Stores
3%cash back
All Other Purchases
1%cash back

Fees

Fee TypeAmount
Annual Fee$0

APR Information

Purchase APR
18.24% - 27.74%0% intro APR for 15 months
Balance Transfer APR
18.24% - 27.74%0% intro APR for 15 months

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

5 benefits (2 strong or better)

Travel Credits

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Chase Freedom Flex® Credit Card offers cash back rewards with no annual fee. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, plus 5% on travel purchased through Chase Travel℠, 3% on dining including takeout and drug stores, and 1% on all other purchases. New cardmembers can earn a $200 bonus after spending $500 in the first 3 months. Enjoy 0% intro APR for 15 months on purchases and balance transfers.

Ready to Decide?

Apply for the Chase Freedom Flex® Credit Card

200 cashback, worth about $200 estimated value, with no annual fee.

Spend $500 in 90 days

Reward Program

Chase Ultimate Rewards

Earns Cash Back

Learn more

Card Categories

Cash BackNo Annual Fee0 Intro AprRotating CategoriesDiningTravel

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 5 of 5 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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