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Hilton Honors Aspire Card vs TD Cash Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | TD Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 1/2 cards | Premium | — |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $450 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 0.18% – 0.3% | 18.49% – 28.49% |
Intro APR | 0% for 6 months | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn 150,000 points | Earn $200 |
Bonus Value | $1,500 | $200 |
Reward Rate Data: 2/2 cards | 14x pts on hilton hotels & resorts | 3% back on chosen top spend category |
Reward Program Data: 2/2 cards | Membership Rewards | TD Cash Credit Card Rewards |
| Earning Rates | ||
| All other purchases | — | 1% backEarn unlimited 1% Cash Back on all other eligible purchases. |
| Chosen second Spend Category | — | 2% backEarn unlimited 2% Cash Back on the second Spend Category you choose each quarter. At account opening, the default 2% category is Grocery Stores. Available Spend Categories are Dining, Entertainment, Gas, Grocery Stores and Travel. Superstores and warehouse clubs only qualify for 1 point regardless of merchant category code. |
| Chosen top Spend Category | — | 3% backEarn unlimited 3% Cash Back on the Spend Category you choose each quarter. At account opening, the default 3% category is Dining. Available Spend Categories are Dining, Entertainment, Gas, Grocery Stores and Travel. Superstores and warehouse clubs only qualify for 1 point regardless of merchant category code. |
| Hilton Hotels & Resorts | 14x ptsEarn 14X Total Points at Hilton Hotels & Resorts | — |
| Benefits | ||
Key Benefits |
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