Reseña de tarjetaWells Fargo
Updated 13 ago 2026 · investigación
One Key+ Card
Wells FargoOneKeyCash

One Key+ Card

Earn 3% in OneKeyCash on eligible Expedia, Hotels.com, and Vrbo bookings, gas, groceries, and dining; 2% on other purchases.

PremiumPersonal
Mastercard
$99
Annual fee
3% back dining
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn $350

Spend $3,000 in 90 días

Verifiedproduct page

Ofertas de la tarjeta

public

Earn $350

Verificado

Gasta $3,000 en 90 días

product page

Earning Rates

Dining
3%cash back

Applies to eligible net purchases at retailers classified by Mastercard as eating places and restaurants, drinking places, fast food restaurants, and/or caterers.

Eligible Expedia, Hotels.com, and Vrbo bookings
3%cash back

Eligible net purchases for accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply.

expedia,hotels.com,vrbo
3%cash back
Gas Stations
3%cash back

Applies to eligible net purchases at retailers classified by Mastercard as gas stations, automated fuel dispensers, and electric vehicle charging stations.

gas stations,grocery stores,dining
3%cash back
Grocery stores
3%cash back

Applies to eligible net purchases at retailers classified by Mastercard as grocery stores, supermarkets, delis, and bakeries.

other purchases
2%cash back
Other purchases
2%cash back

Cash advances and cash equivalents do not earn OneKeyCash.

Pros & Cons

Pros

  • No hay cuota anual: $0. No hay cargo por transacción en el extranjero: 0%.

Cons

  • No hay cuota anual: $0. No hay cargo por transacción en el extranjero: 0%.

Puntos clave

  • La cuota anual es de $0 y no está exenta durante el primer año. El cargo por transacción en el extranjero es de 0%.

Fees

Fee TypeAmount
Annual Fee$99
Foreign Transaction Fee0%

Card Benefits

13 benefits (6 strong or better)

Travel Insurance

Travel Credits

Elite Status

Purchase Protection

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Joyas ocultas

Un detalle distintivo es el cargo por transacción en el extranjero de 0%.

Un detalle distintivo es el cargo por transacción en el extranjero de 0%.

Preguntas frecuentes

¿La cuota anual está exenta durante el primer año?
No, la cuota anual de $0 no está exenta durante el primer año. ¿Tiene cargo por transacción en el extranjero? No, el cargo por transacción en el extranjero es de 0%.

Sobre esta tarjeta

Para quienes buscan una cuota anual de $0 y un cargo por transacción en el extranjero de 0%.

The One Key+ Card is a Wells Fargo-issued World Elite Mastercard that earns OneKeyCash on eligible Expedia, Hotels.com, and Vrbo bookings, gas, groceries, dining, and other purchases. It includes automatic One Key Gold status, a $100 annual OneKeyCash anniversary bonus, up to a $120 Trusted Traveler Program statement credit every four years, no foreign transaction fees, and selected travel and cell-phone protections.

La ventaja distintiva es una cuota anual de $0.

¿Listo para decidir?

Solicita One Key+ Card

Earn $350 con una cuota anual de $99.

Gasta $3,000 en 90 días

Rewards program

OneKeyCash

Earns Cash Back

Categorías de tarjetas

TravelHotelNo Foreign Transaction FeeGasGroceries

Fuentes y metodología

Data Collection

Recopilamos los datos de la tarjeta desde las páginas oficiales del emisor y luego los verificamos con controles automáticos.

Last updated:

Cómo se comprueba

Analizado por el Rewardopedia Engine.

Data Quality
  • 8 of 13 benefits rated high confidence
  • 13 source citations across benefits
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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