Credit card lineup
Wells Fargo Credit Cards
10 cards available
Current cards
Wells Fargo Autograph Journey℠ Card
Earn 5X points on hotels, 4X on airlines, 3X on restaurants and other travel, 1X on other purchases. Includes travel protections and $50 annual airline statement credit.
60,000 points welcome bonus
Wells Fargo Autograph® Card
Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and cell phone providers, plus 1X points on all other purchases. $0 annual fee. No foreign transaction fees.
20,000 points welcome bonus
Signify Business Cash® Card
Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
500 cashback welcome bonus
Wells Fargo Reflect® Card
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99% or 28.24% variable APR thereafter. Balance transfers made within 120 days from account opening qualify for the introductory rate. $0 Annual Fee.
Wells Fargo Active Cash® Credit Card
Unlimited 2% cash rewards on all purchases with no categories to track, a $200 welcome bonus, 0% intro APR for 12 months, and $0 annual fee.
200 cashback welcome bonus
One Key+ Card
Earn 3% OneKeyCash on eligible purchases at Expedia, Hotels.com, Vrbo, gas stations, grocery stores, and dining; 2% on other purchases. $350 bonus after $3,000 spend in 3 months.
350 cashback welcome bonus
Wells Fargo Attune® Card
Earn unlimited 4% cash rewards on self-care, select sports recreation and entertainment, and impactful purchases, plus 1% cash rewards on other purchases. $0 annual fee.
100 cashback welcome bonus
Choice Privileges Select Mastercard
Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels properties.
60,000 points welcome bonus
One Key+trademark™ Card
Earn $350 in OneKeyCashtrademark™ after you spend $3,000 on purchases in the first 3 months1
350 cashback welcome bonus
Choice Privileges® Mastercard®
Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels® properties.
40,000 points welcome bonus
Earning Rates Comparison
26 categories| Category | Wells Fargo Autograph Journey℠ Card | Wells Fargo Autograph® Card | Signify Business Cash® Card | Wells Fargo Active Cash® Credit Card | One Key+ Card | Wells Fargo Attune® Card | Choice Privileges Select Mastercard | One Key+trademark™ Card | Choice Privileges® Mastercard® |
|---|---|---|---|---|---|---|---|---|---|
| All Purchases | — | — | — | 2% | — | — | — | — | — |
| All other purchases | — | — | — | — | — | 1% | — | — | — |
| Choice Hotels stays | — | — | — | — | — | — | — | — | 5x |
| Choice Hotels stays and Choice Privileges point purchases | — | — | — | — | — | — | 10x | — | — |
| Choice Privileges point purchases | — | — | — | — | — | — | — | — | 5x |
| Expedia, Hotels.com, Vrbo | — | — | — | — | 3% | — | — | — | — |
| Gas stations, grocery stores, dining | — | — | — | — | 3% | — | — | — | — |
| Gas stations, grocery stores, home improvement stores, phone plan services | — | — | — | — | — | — | 5x | — | — |
| Impactful Purchases (public transit, EV charging, thrift stores) | — | — | — | — | — | 4% | — | — | — |
| Other purchases | — | — | — | — | 2% | — | 1x | — | — |
| Select Sports, Recreation, and Entertainment | — | — | — | — | — | 4% | — | — | — |
| Self-Care (fitness, wellness, spa, gym) | — | — | — | — | — | 4% | — | — | — |
| airlines | 4x | — | — | — | — | — | — | — | — |
| all other purchases | 1x | 1x | — | — | — | — | — | — | — |
| business_purchases | — | — | 2% | — | — | — | — | — | — |
| expedia,hotels.com,vrbo | — | — | — | — | — | — | — | 3% | — |
| gas stations | — | 3x | — | — | — | — | — | — | — |
| gas stations, grocery stores, home improvement stores, phone plan services | — | — | — | — | — | — | — | — | 3x |
| gas stations,grocery stores,dining | — | — | — | — | — | — | — | 3% | — |
| hotels | 5x | — | — | — | — | — | — | — | — |
| other purchases | — | — | — | — | — | — | — | 2% | 1x |
| phone plans | — | 3x | — | — | — | — | — | — | — |
| popular streaming services | — | 3x | — | — | — | — | — | — | — |
| restaurants | 3x | 3x | — | — | — | — | — | — | — |
| transit | — | 3x | — | — | — | — | — | — | — |
| travel | 3x | 3x | — | — | — | — | — | — | — |