Wells Fargo Attune® Card
Earn unlimited 4% cash rewards on self-care, select sports recreation and entertainment, and impactful purchases, plus 1% cash rewards on other purchases. $0 annual fee.
Annual Fee
$0
Top Earning Rate
4% back impactful purchases (public transit, ev charging, thrift stores)
Foreign Tx Fee
N/A
Rating
N/A
Current Welcome Offer
100 cashback
$100 estimated value
Spend $500 in 90 days
Card Offers
public
100 cashback
$100 estimated value
Spend $500 in 90 days
Earning Rates
Taking public transportation, charging your EV, or shopping at select thrift stores.
Singing along at a live event or seeing the latest movie, experiences.
Restoring at a spa or lifting at the gym, fitness and wellness purchases.
Pros & Cons
Pros
- No annual fee
- 4% cash rewards in unique categories like self-care and impactful purchases
- $100 welcome bonus after $500 spend in 3 months
- 0% intro APR for 12 months on purchases
- Cell phone protection up to $800 per claim
Cons
- Ongoing APR of 18.49% to 28.49%
- Only 1% cash rewards on non-bonus purchases
- Secondary auto rental coverage
- Rewards limited to specific categories
- Maximum limits on cell phone claims
Key Takeaways
- Earn 4% cash rewards on self-care, select entertainment, and impactful purchases like EV charging.
- No annual fee and 0% intro APR for 12 months on purchases.
- Includes cell phone protection and auto rental collision damage waiver.
- $100 bonus after $500 spend in first 3 months.
- Mastercard benefits like concierge and ID theft protection.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 18.49% - 28.49%0% intro APR for 12 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits
Travel Insurance
Purchase Protection
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Wells Fargo Attune Card?
What are the rewards rates on the Wells Fargo Attune Card?
What is the welcome bonus for the Wells Fargo Attune Card?
Does the Wells Fargo Attune Card offer an intro APR?
What cell phone protection does the Wells Fargo Attune Card provide?
What travel insurance benefits are included?
Are there any purchase protections?
About This Card
The Wells Fargo Attune Card suits individuals who frequently spend on fitness, wellness, live entertainment, public transit, or EV charging. It fits those seeking no-fee cashback in niche everyday lifestyle categories.
The Wells Fargo Attune® Card offers a $100 cash rewards bonus after spending $500 in the first 3 months. Earn 4% cash rewards on self-care (spa, gym, fitness, wellness), select sports, recreation, and entertainment (live events, movies), and impactful purchases (public transportation, EV charging, select thrift stores). Earn 1% cash rewards on all other purchases. Features 0% intro APR for 12 months on purchases, then variable APR of 18.49%-28.49%. Includes cell phone protection, auto rental collision damage waiver, and other Mastercard benefits.
The Wells Fargo Attune Card differentiates in the mid-tier cashback space with 4% rewards on self-care, entertainment, and sustainable purchases like EV charging, categories often overlooked by competitors.
Ready to Decide?
Apply for the Wells Fargo Attune® Card
100 cashback, worth about $100 estimated value, with no annual fee.
Spend $500 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 4 of 5 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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