BankAmericard® Credit Card
Save money on interest. It's that simple.
Annual Fee
$0
Top Earning Rate
—
Foreign Tx Fee
N/A
Rating
N/A
Pros & Cons
Pros
- No annual fee
- 0% intro APR for 21 billing cycles on purchases and eligible balance transfers
- No penalty APR
- $0 Liability Guarantee for fraud
Cons
- No rewards or cash back program
- Balance transfers limited to within 60 days for intro APR
- Post-intro APR up to 25.99%
Key Takeaways
- 0% APR for 21 billing cycles on purchases and balance transfers within 60 days
- No annual fee and no penalty APR
- $0 Liability Guarantee protects against fraudulent charges
- Access to credit education resources
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 14.99% - 25.99%0% intro APR for 21 months
- Balance Transfer APR
- 14.99% - 25.99%0% intro APR for 21 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the BankAmericard® Credit Card?
What are the introductory APR details?
Does this card have a rewards program?
What is the $0 Liability Guarantee?
Is there a penalty APR?
What balance transfer rules apply?
What other benefits does the card offer?
About This Card
Ideal for those with existing debt looking to pay it down without interest during a long introductory period, or for new purchases financed interest-free for 21 billing cycles.
No annual fee. Enjoy no annual fee with the perfect card if you want to save money on interest and pay down balances faster. Low Introductory APR: 0% APR for 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, variable APR of 14.99% - 25.99%. No penalty APR. Paying late won't automatically raise your interest rate.
It offers one of the longest 0% introductory APR periods at 21 billing cycles for both purchases and balance transfers, plus no penalty APR, in the entry-level category.
Ready to Decide?
Apply for the BankAmericard® Credit Card
Current offer available with no annual fee.
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 2 of 3 benefits rated high confidence
Read our full methodology for how we collect, verify, and rate credit cards.
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