Card reviewAmerican Express
Updated Apr 16, 2026 · research
Blue Cash Preferred® Card from American Express
American ExpressMembership RewardsEditorially reviewed

Blue Cash Preferred Card

Earn 6% cash back on groceries, 3% cash back on gas, and 1% cash back on other purchases.

PremiumPersonal
American Express
Credit profile: good
$95
Annual fee
6% back supermarkets
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

250 cashback

$250 estimated value

Spend $1,000 in 90 days

Verifiedcard page

Card Offers

public

250 cashback

Verified

$250 estimated value

Spend $1,000 in 90 days

card page

Earning Rates

Supermarkets
6%cash back

up to $6,000 in combined purchases per year

Gas Stations
3%cash back

at U.S. gas stations

Other
1%cash back

Fees

Fee TypeAmount
Annual Fee$95
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 29.99%0% intro APR for 12 months
Balance Transfer APR
19.24% - 29.99%
Cash Advance APR
29.99%
Penalty APR
29.99%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

1 benefits

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Blue Cash Preferred Card from American Express offers 6% cash back on up to $6,000 in combined purchases at U.S. supermarkets per year, 3% cash back on gas at U.S. gas stations, and 1% cash back on other purchases. The card has a $95 annual fee and offers a $250 statement credit after spending $1,000 in the first 3 months.

Ready to Decide?

Apply for the Blue Cash Preferred Card

250 cashback, worth about $250 estimated value, with a $95 annual fee.

Spend $1,000 in 90 days

Reward Program

Membership Rewards

Earns Cash Back

Learn more

Card Categories

Cash Back

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 1 of 1 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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