Card reviewAmerican Express
Updated Apr 16, 2026 · research
Blue Cash Preferred® Card from American Express
American ExpressMembership RewardsEditorially reviewed

Blue Cash Preferred

Earn 6% cash back at U.S. supermarkets on up to $6,000 in combined purchases per year (then 1%). 3% cash back at U.S. gas stations. 1% cash back on other purchases.

PremiumPersonal
American Express
Credit profile: good
$95
Annual fee
6% back supermarkets
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

250 cashback

$250 estimated value

Spend $1,000 in 90 days

Verifiedissuer

Card Offers

public

250 cashback

Verified

$250 estimated value

Spend $1,000 in 90 days

issuer

Earning Rates

Supermarkets
6%cash back

up to $6,000 in combined purchases per year

Gas Stations
3%cash back
Other
1%cash back

Fees

Fee TypeAmount
Annual Fee

Waived first year

$95
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 29.99%0% intro APR for 12 months
Balance Transfer APR
19.24% - 29.99%
Cash Advance APR
29.99%
Penalty APR
29.99%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

1 benefits

Travel Insurance

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Blue Cash Preferred Card from American Express offers cash back rewards on purchases, with higher rewards rates on U.S. supermarket and gas station purchases. Cardmembers can earn 6% cash back on up to $6,000 in combined purchases per year at U.S. supermarkets (then 1%), 3% cash back at U.S. gas stations, and 1% cash back on other purchases. The card has a $95 annual fee, waived the first year.

Ready to Decide?

Apply for the Blue Cash Preferred

250 cashback, worth about $250 estimated value, with a $95 annual fee.

Spend $1,000 in 90 days

Reward Program

Membership Rewards

Earns Cash Back

Learn more

Card Categories

Cash Back

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 1 of 1 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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