Gold Card
Earn 4 Membership Rewards Points at U.S. restaurants and U.S. supermarkets (on up to $25,000 in combined purchases per calendar year, then 1 point per dollar).
Annual Fee
$250
Top Earning Rate
4x pts u.s. restaurants
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
40,000 points
$400 estimated value
Spend $4,000 in 90 days
Card Offers
public
40,000 points
$400 estimated value
Spend $4,000 in 90 days
Earning Rates
On up to $25,000 in combined purchases per calendar year, then 1 point per dollar
On up to $25,000 in combined purchases per calendar year, then 1 point per dollar
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $250 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 21.99% - 28.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
2 benefits
Statement Credits
Coverage Tier Legend
About This Card
The Gold Card from American Express is a personal credit card that offers a range of benefits and rewards. It has an annual fee of $250 and offers 4 Membership Rewards Points per dollar spent at U.S. restaurants and U.S. supermarkets (on up to $25,000 in combined purchases per calendar year, then 1 point per dollar). Cardmembers also receive a $120 annual dining credit and a $100 annual airline fee credit. The card has a variable APR of 21.99% - 28.99%.
Ready to Decide?
Apply for the Gold Card
40,000 points, worth about $400 estimated value, with a $250 annual fee.
Spend $4,000 in 90 days
Similar Cards You Might Like
Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 2 of 2 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
Found an error? Report it here.