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  1. Home
  2. Credit Cards
  3. Chase Sapphire Preferred® Credit Card
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CH
ChaseChase Ultimate RewardsEditorially reviewed

Chase Sapphire Preferred® Credit Card

Earn premium dining and travel rewards with 5x points on Chase Travel, 3x on dining, and 2x on other travel, plus a 75,000-point welcome bonus after meeting the spend requirement.

Mid TierPersonal
Visa
Credit profile: excellent

Annual Fee

$95

Top Earning Rate

5x pts travel purchased through chase travel℠

Foreign Tx Fee

None

Rating

N/A

Current Welcome Offer

75,000 points

$937.5 estimated value

Spend $5,000 in 90 days

Verifiedproduct page
Apply NowCompare This CardBrowse all cards

Card Offers

public

75,000 points

Verified

$937.5 estimated value

Spend $5,000 in 90 days

product page

Earning Rates

Travel purchased through Chase Travel℠
5xpoints

Excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit

Dining
3xpoints

Including eligible delivery services, takeout and dining out

Other travel purchases
2xpoints

Fees

Fee TypeAmount
Annual Fee$95
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 27.49%
Balance Transfer APR
19.24% - 27.49%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

1 benefits

Travel Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Chase Sapphire Preferred® Credit Card is a mid-tier travel rewards card offering elevated earning rates on travel and dining. Earn 5x total points on travel purchased through Chase Travel℠ (excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit), 3x points on dining (including eligible delivery services, takeout and dining out), and 2x points on all other travel purchases. New cardmembers can earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening. The card carries a $95 annual fee with no foreign transaction fees.

Ready to Decide?

Apply for the Chase Sapphire Preferred® Credit Card

75,000 points, worth about $937.5 estimated value, with a $95 annual fee.

Spend $5,000 in 90 days

Apply NowCompare Cards

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Reward Program

Chase Ultimate Rewards

Earns Points

Learn more

Card Categories

TravelRewardsDiningNo Foreign Transaction Fee

Sources & Methodology

Data Collection

Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.

Last updated: Apr 13, 2026

Editorial Review

Pending editorial review.

Data Quality
  • 1 of 1 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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