Card reviewChase
Updated Apr 16, 2026 · research
united explorer card tilted
ChaseUnited MileagePlusEditorially reviewed

UnitedSM Explorer Card

The United Explorer Card earns miles on United purchases and everyday spending, with perks like a free first checked bag, 2 United Club passes per year, priority boarding, and over $500 in annual partner credits.

Mid TierPersonal
Visa
Credit profile: good
$150
Annual fee
9x miles eligible united flights (total miles)
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

80,000 miles

$1,040 estimated value

Spend $3,000

Verifiedproduct page

Card Offers

public

80,000 miles

Verified

$1,040 estimated value

Spend $3,000

product page

Earning Rates

Eligible United Flights (total miles)
9xmiles

9x total miles on eligible United flights purchased through United

All Other Eligible United Purchases
3xmiles

3x miles on all other eligible United purchases

Fees

Fee TypeAmount
Annual Fee

Waived first year

$150
Foreign Transaction Fee0%

APR Information

Purchase APR
19.74% - 28.24%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits

Travel Access & Perks

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The UnitedSM Explorer Card is a co-branded airline credit card issued by Chase in partnership with United Airlines. It earns 9x total miles on eligible United flights, 3x miles on all other eligible United purchases, and additional miles on dining and hotel stays. Cardmembers enjoy travel benefits including a free first checked bag, 2 United Club one-time passes per year, priority boarding, and over $500 in annual partner credits. There is a $0 intro annual fee for the first year, then $150. The variable APR ranges from 19.74%–28.24%.

Ready to Decide?

Apply for the UnitedSM Explorer Card

80,000 miles, worth about $1,040 estimated value, with a $150 annual fee.

Spend $3,000

Reward Program

United MileagePlus

Earns Miles

Learn more

Card Categories

TravelAirlineNo Foreign Transaction FeeRewards

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 3 of 4 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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