$95
Annual fee
$750
Bonus value
See the card
Card reviewChase
Updated Jul 16, 2026 · research
ChaseUnited MileagePlusEditorially reviewed
UnitedSM Explorer Card
Earn up to 60,000 bonus miles, 2 United Club passes annually, and free first checked bag.
Mid TierPersonal
Visa
Credit profile: excellent$150
Annual fee
9x miles united flights
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
50,000 miles
Spend $3,000 in 90 days
Verifiedpublic landing page
Card Offers
public
50,000 miles
Spend $3,000 in 90 days
public landing_page
public
10,000 miles
public landing_page
Earning Rates
United flights
9xmiles
6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 3x miles on entire United purchase with United Explorer Card.
Other eligible United purchases
3xmiles
Dining
2xmiles
Including eligible delivery services.
Hotel stays
2xmiles
When booked directly with the hotel.
All other purchases
1xmiles
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee Waived first year | $150 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.74% - 28.24%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits (1 strong or better)
Travel Access & Perks
Travel Credits
Elite Status
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
NerdWallet's 2026 Best-Of Awards winner for Best Credit Card Airline Benefits. Features $0 intro annual fee for the first year, then $150, free first checked bag, priority boarding, 2 United Club one-time passes annually, and over $500 in annual partner credits.
Ready to Decide?
Apply for the UnitedSM Explorer Card
50,000 miles with a $150 annual fee.
Spend $3,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's reviewed
Analyzed by the Rewardopedia Engine.
Data Quality
- 5 of 5 benefits rated high confidence
- 2 of 2 offers verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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