$0
Annual fee
$100
Bonus value
See the card
Card reviewChase
Updated Jul 3, 2026 · researchUG
ChaseUnited MileagePlusEditorially reviewed
United Gateway(SM) Card
Earn up to 40,000 bonus miles and unlimited miles with no annual fee.
Entry LevelPersonal
Visa
Credit profile: excellent$0
Annual fee
5x miles united flights
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
10,000 miles
0Verifiedofficial site
Card Offers
public
10,000 miles
official site
public
30,000 miles
Spend $1,000 in 90 days
official site
Earning Rates
United flights
5xmiles
Includes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the card
Gas Stations
2xmiles
Local transit and commuting
2xmiles
Includes rideshares, taxicabs, train tickets, tolls, and mass transit
Other United purchases
2xmiles
Includes seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, and baggage service charges from United
All other purchases
1xmiles
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.74% - 28.24%0% intro APR for 12 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits including 1 hidden gems
Travel Access & Perks
Elite Status
Statement Credits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The United Gateway Card offers airline rewards with no annual fee. Earn miles on United flights, gas stations, transit, and commuting, plus enjoy travel benefits like savings on award flights and 25% back on onboard purchases.
Ready to Decide?
Apply for the United Gateway(SM) Card
10,000 miles with no annual fee.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them through editorial review.
Last updated:
Editorial Review
Pending editorial review.
Data Quality
- 3 of 3 benefits rated high confidence
- 2 of 2 offers verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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