
IHG One Rewards Traveler Credit Card
Earn IHG One Rewards points on every purchase with no annual fee.
Current Welcome Offer
Earn 80,000 points
Spend $2,000 in 90 days
Card Offers
public
Earn 80,000 points
Spend $2,000 in 90 days
Earning Rates
Qualifying purchases made at hotels participating in IHG One Rewards. Total of up to 17X points when combined with member status and Silver Elite benefits.
Dining at restaurants including takeout and eligible delivery services.
Purchases at gas stations.
Select streaming services.
Includes utilities, internet, cable, and phone services.
All other non-specified purchases.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 29.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
9 benefits (2 strong or better) including 1 hidden gems
Travel Insurance
Elite Status
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
About This Card
The IHG One Rewards Traveler Credit Card lets you earn up to 17X total points at IHG Hotels & Resorts, automatic Silver Elite status, and a 4th night free on consecutive 4-night reward stays, all with a $0 annual fee.
Ready to Decide?
Apply for the IHG One Rewards Traveler Credit Card
Earn 80,000 points with no annual fee.
Spend $2,000 in 90 days
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Sources & Methodology
Sources & Methodology
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
Analyzed by the Rewardopedia Engine.
- 9 of 9 benefits rated high confidence
- 9 source citations across benefits
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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