Card reviewChase
Updated Aug 6, 2026 · research
IHG One Traveler card
ChaseIHG One Rewards

IHG One Rewards Traveler Credit Card

Earn IHG One Rewards points on every purchase with no annual fee.

Entry LevelPersonal
Visa
$0
Annual fee
5x pts ihg hotels and resorts
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn 80,000 points

Spend $2,000 in 90 days

Verifiedlanding page

Card Offers

public

Earn 80,000 points

Verified

Spend $2,000 in 90 days

landing page

Earning Rates

IHG Hotels and Resorts
5xpoints

Qualifying purchases made at hotels participating in IHG One Rewards. Total of up to 17X points when combined with member status and Silver Elite benefits.

Dining
3xpoints

Dining at restaurants including takeout and eligible delivery services.

Gas Stations
3xpoints

Purchases at gas stations.

Streaming Services
3xpoints

Select streaming services.

Utilities
3xpoints

Includes utilities, internet, cable, and phone services.

All Other Purchases
2xpoints

All other non-specified purchases.

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

9 benefits (2 strong or better) including 1 hidden gems

Travel Insurance

Elite Status

Purchase Protection

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The IHG One Rewards Traveler Credit Card lets you earn up to 17X total points at IHG Hotels & Resorts, automatic Silver Elite status, and a 4th night free on consecutive 4-night reward stays, all with a $0 annual fee.

Ready to Decide?

Apply for the IHG One Rewards Traveler Credit Card

Earn 80,000 points with no annual fee.

Spend $2,000 in 90 days

Hotel program

IHG One Rewards

Earns Points

Card Categories

TravelNo Annual FeeHotelCo-brandedNo Foreign Transaction Fee

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 9 of 9 benefits rated high confidence
  • 9 source citations across benefits
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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