Card reviewChase
Updated Jul 16, 2026 · research
IHG One Traveler card
ChaseIHG One RewardsEditorially reviewed

IHG One Rewards Traveler Credit Card

Earn 80,000 Bonus Points after spending $2,000 in the first 3 months from account opening. Enjoy automatic Silver Elite Status and up to 17X total points at IHG Hotels and Resorts.

Entry LevelPersonal
Visa
Credit profile: good
$0
Annual fee
5x pts ihg hotels and resorts stays
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

80,000 points

Spend $2,000 in 90 days

Verifiedlanding page

Card Offers

public

80,000 points

Verified

Spend $2,000 in 90 days

landing page

Earning Rates

IHG Hotels and Resorts stays
5xpoints

Earns 5X points on the card, plus up to 10X points from IHG as a member, and 2X points from IHG with Silver Elite Status for a total of up to 17X.

Dining
3xpoints
Gas Stations
3xpoints
select streaming services
3xpoints
Utilities
3xpoints
all other purchases
2xpoints

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 27.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

6 benefits (4 strong or better) including 1 hidden gems

Travel Insurance

Purchase Protection

Lifestyle Benefits

Other Insurance

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The IHG One Rewards Traveler Credit Card offers automatic Silver Elite Status, a fourth Reward Night free on consecutive 4-night redemptions, and the opportunity to earn up to 17X total points at IHG Hotels & Resorts. Additionally, cardmembers earn 3X points on dining, utilities, select streaming services, and gas stations, and 2X points on all other purchases—all with no annual fee.

Ready to Decide?

Apply for the IHG One Rewards Traveler Credit Card

80,000 points with no annual fee.

Spend $2,000 in 90 days

Hotel program

IHG One Rewards

Earns Points

Card Categories

TravelNo Annual FeeNo Foreign Transaction FeeHotelCo-branded

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's reviewed

Analyzed by the Rewardopedia Engine.

Data Quality
  • 6 of 6 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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