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  3. World of Hyatt Credit Card
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World of Hyatt Credit Card
ChaseWorld of HyattEditorially reviewed

World of Hyatt Credit Card

Earn World of Hyatt points on every purchase and enjoy elite benefits at Hyatt hotels with the co-branded Chase World of Hyatt Credit Card.

Mid TierPersonal
Visa
Credit profile: good

Annual Fee

$95

Top Earning Rate

—

Foreign Tx Fee

None

Rating

N/A

Apply NowCompare This CardBrowse all cards

Pros & Cons

Pros

  • Earns up to 9 total points per $1 at Hyatt hotels when combined with World of Hyatt member base points
  • Annual free night award at Category 1-4 Hyatt properties can offset the $95 annual fee on its own
  • 5 tier qualifying night credits per year help cardmembers maintain or advance World of Hyatt status faster
  • No foreign transaction fees make it practical for international use
  • Broad 2x bonus categories including dining, transit, airlines, and gym memberships add everyday earning potential

Cons

  • Only useful for World of Hyatt loyalists; points have limited value outside the Hyatt ecosystem
  • Annual free night is restricted to Category 1-4 hotels, excluding higher-end Hyatt properties
  • Earns just 1 point per $1 on general purchases outside the bonus categories
  • Excellent credit is required, limiting accessibility for some applicants
  • Annual fee is not waived for the first year

Key Takeaways

  • Earns up to 9 total points per $1 at Hyatt hotels when base member points are included
  • The annual free night award at Category 1-4 properties alone can cover the $95 annual fee
  • 5 tier qualifying night credits are awarded each year just for holding the card
  • No foreign transaction fees apply to purchases made abroad
  • Welcome bonus of up to 60,000 points is split across two earning thresholds in the first six months

Fees

Fee TypeAmount
Annual Fee$95
Foreign Transaction Fee0%

Hidden Gems

Free Night as an Annual Fee Offset

The Category 1-4 free night award is issued every cardmember anniversary year and can be redeemed at Hyatt properties that would otherwise cost well above $95 per night, effectively making the annual fee pay for itself without any incremental spending.

Gym Membership Bonus Points

Fitness club and gym memberships earn 2 bonus points per $1, a category that many travel cards ignore entirely. For cardmembers with recurring gym expenses, this adds a steady stream of Hyatt points from a non-travel purchase.

Built-In Status Head Start

The 5 annual tier qualifying night credits are granted simply for holding the card, giving cardmembers a meaningful head start toward Discoverist or Explorist status before they book a single hotel night.

Frequently Asked Questions

What is the annual fee for the World of Hyatt Credit Card?
The annual fee is $95. It is not waived for the first year, so cardmembers pay it starting with the first billing cycle.
What is the welcome bonus for this card?
New cardmembers can earn up to 60,000 bonus points. The first 30,000 points are earned after spending $3,000 in the first 3 months, and up to 30,000 additional points can be earned by spending up to $15,000 in the first 6 months at a rate of 2 bonus points per $1.
How many points do I earn at Hyatt hotels?
The card earns 4 bonus points per $1 spent at Hyatt hotels. Combined with up to 5 base points earned as a World of Hyatt member, the total can reach up to 9 points per $1 at Hyatt properties.
What categories earn 2 bonus points per $1?
Cardmembers earn 2 bonus points per $1 at restaurants, on airline tickets purchased directly from the airline, on local transit and commuting, and on fitness club and gym memberships.
What is the annual free night benefit?
Each cardmember anniversary year, cardmembers receive 1 free night award valid at any Category 1-4 Hyatt hotel or resort. This benefit alone can offset the $95 annual fee, but it cannot be used at higher-category properties without a points co-pay.
Does the World of Hyatt Credit Card charge foreign transaction fees?
No, the card charges no foreign transaction fees, making it suitable for international travel and purchases made abroad.
What are tier qualifying night credits and how do they work?
Cardmembers receive 5 tier qualifying night credits toward World of Hyatt status each year just for holding the card. These credits count toward the night requirements for achieving or maintaining a status tier, but they do not count as actual hotel stays for bonus point earning.
What credit score is needed to apply for this card?
Excellent credit is generally required to be approved for the World of Hyatt Credit Card. Applicants with lower credit scores may not qualify.
What is the purchase APR for this card?
The purchase APR ranges from 19.24% to 27.74%, depending on the applicant's creditworthiness. The same range applies to balance transfers.
Is this card worth it for non-Hyatt spending?
Outside of Hyatt hotels and the 2x bonus categories, the card earns only 1 point per $1 on general purchases. Cardmembers who do not frequently stay at Hyatt properties or spend in the bonus categories may find limited value from everyday non-Hyatt spending.

About This Card

The World of Hyatt Credit Card is best for frequent Hyatt guests who want to accelerate World of Hyatt points earning and status progress. It suits travelers who stay at Hyatt properties regularly and can take full advantage of the annual free night and tier qualifying night credits.

The World of Hyatt Credit Card is a co-branded travel rewards card issued by Chase in partnership with Hyatt. It is designed for Hyatt loyalists who want to earn World of Hyatt Bonus Points on everyday spending and hotel stays, enjoy automatic Discoverist status, and receive valuable Hyatt-specific perks such as free night awards and bonus tier-qualifying night credits. The page at the supplied URL returned a 404 error; no specific card facts, rates, fees, or benefit details were available from the page content.

The World of Hyatt Credit Card is one of the few co-branded hotel cards at the mid-tier price point that includes both an annual free night award and automatic status-qualifying night credits, delivering outsized value for dedicated Hyatt loyalists without requiring a premium annual fee.

Ready to Decide?

Apply for the World of Hyatt Credit Card

Current offer available with a $95 annual fee.

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Reward Program

World of Hyatt

Earns Points

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Card Categories

TravelHotel RewardsChase Travel

Sources & Methodology

Data Collection

Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.

Last updated: Apr 16, 2026

Editorial Review

Pending editorial review.

Data Quality

No detailed benefit or offer data available yet.

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Read our full methodology for how we collect, verify, and rate credit cards.

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