Bank of America® Travel Rewards Credit Card
Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No annual fee and no foreign transaction fees.
Annual Fee
$0
Top Earning Rate
1.5x pts all purchases
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
25,000 points
$250 estimated value
Spend $1,000 in 90 days
Card Offers
public
25,000 points
$250 estimated value
Spend $1,000 in 90 days
Earning Rates
Pros & Cons
Pros
- No annual fee
- Unlimited 1.5 points per dollar on all purchases
- 25,000-point welcome bonus worth $250
- 0% intro APR for 15 billing cycles on purchases and balance transfers
- No foreign transaction fees
Cons
- No bonus earning categories
- Redemptions limited to travel and dining at 1 cent per point
- High ongoing APR after intro period
Key Takeaways
- Earn unlimited 1.5 points per $1 on every purchase
- 25,000 bonus points after $1,000 spend in 90 days
- No annual fee or foreign transaction fees
- 0% intro APR for 15 billing cycles
- Points do not expire while account is open
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 17.49% - 27.49%0% intro APR for 15 months
- Balance Transfer APR
- 17.49% - 27.49%0% intro APR for 15 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits
Travel Credits
Lifestyle Benefits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for this card?
How do you earn rewards with the Bank of America Travel Rewards Credit Card?
What is the welcome bonus offer?
Does this card charge foreign transaction fees?
What are the introductory APR details?
Do points expire on this card?
How can points be redeemed?
Is credit approval required, and what are eligibility basics?
About This Card
This card suits users wanting simple, flat-rate rewards without an annual fee, especially those carrying balances during the intro period or traveling internationally. It fits entry-level needs for everyday spending and basic travel redemptions.
Earn unlimited 1.5 points per $1 on all purchases. 25,000 bonus points after $1,000 spend in 90 days (valued at $250). 0% intro APR for 15 billing cycles on purchases and balance transfers made within 60 days, then 17.49%-27.49% variable APR. No annual fee. No foreign transaction fees. Points redeemable for statement credits on travel and dining.
This entry-level travel card stands out with its unlimited 1.5 points per dollar on all spending, lengthy 0% intro APR, and zero foreign transaction fees without an annual cost.
Ready to Decide?
Apply for the Bank of America® Travel Rewards Credit Card
25,000 points, worth about $250 estimated value, with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 3 of 3 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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