$0
Annual fee
See the card
Card reviewBank of America
Updated Jul 3, 2026 · research
Bank of AmericaBank of America Travel RewardsEditorially reviewed
Bank of America® Travel Rewards Credit Card
Earn unlimited 1.5 points for every $1 spent on all purchases, with no annual fee and no foreign transaction fees.
Entry LevelPersonal
Visa
$0
Annual fee
1.5x pts all purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
25,000 points
$250 estimated value
Spend $1,000 in 90 days
Verifiedofficial product page
Card Offers
public
25,000 points
$250 estimated value
Spend $1,000 in 90 days
official product_page
Earning Rates
All purchases
1.5xpoints
Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time. BofA Rewards bonus rewards may apply for eligible enrolled customers, but the page does not state a specific multiplier.
Pros & Cons
Pros
- No annual fee
- Unlimited 1.5 points per dollar on all purchases
- 25,000-point welcome bonus worth $250
- 0% intro APR for 15 billing cycles on purchases and balance transfers
- No foreign transaction fees
Cons
- No bonus earning categories
- Redemptions limited to travel and dining at 1 cent per point
- High ongoing APR after intro period
Key Takeaways
- Earn unlimited 1.5 points per $1 on every purchase
- 25,000 bonus points after $1,000 spend in 90 days
- No annual fee or foreign transaction fees
- 0% intro APR for 15 billing cycles
- Points do not expire while account is open
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 17.49% - 27.49%0% intro APR for 15 months
- Balance Transfer APR
- 17.49% - 27.49%0% intro APR for 15 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
8 benefits
Travel Access & Perks
Travel Credits
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for this card?
The Bank of America Travel Rewards Credit Card has no annual fee. This applies every year with no waivers or introductory periods.
How do you earn rewards with the Bank of America Travel Rewards Credit Card?
Cardholders earn unlimited 1.5 points per dollar on all purchases. There are no bonus categories or limits on earning.
What is the welcome bonus offer?
Earn 25,000 bonus points after spending $1,000 within the first 90 days. These points are valued at $250 when redeemed for travel or dining.
Does this card charge foreign transaction fees?
No foreign transaction fees apply to purchases made outside the United States. This benefit covers purchases only.
What are the introductory APR details?
The card offers 0% intro APR for 15 billing cycles on purchases and balance transfers made within 60 days of account opening. After that, the variable APR ranges from 17.49% to 27.49%. Balance transfers have a minimum rate of 3% or $10, whichever is greater.
Do points expire on this card?
Points do not expire as long as the account remains open. Closing the account may result in forfeiture of points.
How can points be redeemed?
Redeem points for statement credits on flights, hotels, vacation rentals, baggage fees, and restaurants including takeout. Redemptions value points at 1 cent each.
Is credit approval required, and what are eligibility basics?
Approval is subject to Bank of America credit criteria. Specific eligibility details are not listed in card terms.
About This Card
This card suits users wanting simple, flat-rate rewards without an annual fee, especially those carrying balances during the intro period or traveling internationally. It fits entry-level needs for everyday spending and basic travel redemptions.
Bank of America® Travel Rewards Credit Card earns unlimited 1.5 points for every $1 spent on all purchases everywhere, with no annual fee and no foreign transaction fees. It offers 25,000 online bonus points after $1,000 in purchases in the first 90 days, redeemable for a $250 statement credit toward travel and dining purchases. The card also has a 0% intro APR for the first 15 billing cycles for purchases and balance transfers made within 60 days of account opening, then a variable APR of 17.49% to 27.49%.
This entry-level travel card stands out with its unlimited 1.5 points per dollar on all spending, lengthy 0% intro APR, and zero foreign transaction fees without an annual cost.
Ready to Decide?
Apply for the Bank of America® Travel Rewards Credit Card
25,000 points, worth about $250 estimated value, with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
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Analyzed by the Rewardopedia Engine.
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- 8 of 8 benefits rated high confidence
- 1 of 1 offer verified
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