$0
Annual fee
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Card reviewBank of America
Updated Aug 2, 2026 · research
Bank of AmericaBofA Rewards
Bank of America® Travel Rewards Credit Card
Earn unlimited 1.5 points for every $1 spent on all purchases with no annual fee and no foreign transaction fees.
Entry LevelPersonal
Visa
Credit profile: excellent$0
Annual fee
1.5x pts all purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 25,000 points
Spend $1,000 in 90 days
Verifiedofficial site
Card Offers
public
Earn 25,000 points
Spend $1,000 in 90 days
official site
Earning Rates
All Purchases
1.5xpoints
Preferred Rewards members can earn a 25% to 75% points bonus on every purchase.
Pros & Cons
Pros
- No annual fee
- Unlimited 1.5 points per dollar on all purchases
- 25,000-point welcome bonus worth $250
- 0% intro APR for 15 billing cycles on purchases and balance transfers
- No foreign transaction fees
Cons
- No bonus earning categories
- High ongoing APR after intro period
Key Takeaways
- Earn unlimited 1.5 points per $1 on every purchase
- 25,000 bonus points after $1,000 spend in 90 days
- No annual fee or foreign transaction fees
- 0% intro APR for 15 billing cycles
- Points do not expire while account is open
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 17.49% - 27.49%0% intro APR for 15 months
- Balance Transfer APR
- 17.49% - 27.49%0% intro APR for 15 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for this card?
The Bank of America Travel Rewards Credit Card has no annual fee. This applies every year with no waivers or introductory periods.
How do you earn rewards with the Bank of America Travel Rewards Credit Card?
Cardholders earn unlimited 1.5 points per dollar on all purchases. There are no bonus categories or limits on earning.
Does this card charge foreign transaction fees?
No foreign transaction fees apply to purchases made outside the United States. This benefit covers purchases only.
What are the introductory APR details?
The card offers 0% intro APR for 15 billing cycles on purchases and balance transfers made within 60 days of account opening. After that, the variable APR ranges from 17.49% to 27.49%. Balance transfers have a minimum rate of 3% or $10, whichever is greater.
Do points expire on this card?
Points do not expire as long as the account remains open. Closing the account may result in forfeiture of points.
How can points be redeemed?
Redeem points for statement credits on flights, hotels, vacation rentals, baggage fees, and restaurants including takeout. Redemptions value points at 1 cent each.
Is credit approval required, and what are eligibility basics?
Approval is subject to Bank of America credit criteria. Specific eligibility details are not listed in card terms.
About This Card
This card suits users wanting simple, flat-rate rewards without an annual fee, especially those carrying balances during the intro period or traveling internationally. It fits entry-level needs for everyday spending and basic travel redemptions.
Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. Enjoy no annual fee and no foreign transaction fees while earning points to use for a statement credit to pay for flights, hotel stays, vacation rentals, baggage fees, and also at restaurants – including takeout.
This entry-level travel card stands out with its unlimited 1.5 points per dollar on all spending, lengthy 0% intro APR, and zero foreign transaction fees without an annual cost.
Ready to Decide?
Apply for the Bank of America® Travel Rewards Credit Card
Earn 25,000 points with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
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- 3 of 3 benefits rated high confidence
- 3 source citations across benefits
- 1 of 1 offer verified
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