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  1. Home
  2. Credit Cards
  3. AARP® Travel Rewards Mastercard® from Barclays
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AA
BarclaysAARP Travel RewardsEditorially reviewed

AARP® Travel Rewards Mastercard® from Barclays

Earn 3% cash back on airfare, hotel stays and car rentals, 2% cash back on eligible restaurant purchases, and 1% cash back on all other purchases. $100 cash back bonus after $500 spend in 90 days. $0 annual fee.

Mid TierPersonal
Mastercard
Credit profile: good

Annual Fee

$0

Top Earning Rate

0.03% back airfare, hotel stays and car rentals

Foreign Tx Fee

None

Rating

N/A

Current Welcome Offer

100 cashback

$100 estimated value

Spend $500 in 90 days

Verifiedofficial product page
Apply NowCompare This CardBrowse all cards

Card Offers

public

100 cashback

Verified

$100 estimated value

Spend $500 in 90 days

official product page

Earning Rates

Airfare, Hotel Stays and Car Rentals
0.03%cash back

eligible purchases

Restaurant purchases
0.02%cash back

eligible purchases

All other purchases
0.01%cash back

Pros & Cons

Pros

  • No annual fee
  • 3% cash back on airfare, hotels, and car rentals
  • Rewards never expire
  • $100 welcome bonus after $500 spend in 90 days
  • No foreign transaction fees

Cons

  • 1% cash back on non-bonus purchases
  • No introductory APR on purchases
  • High ongoing APR up to 29.99%
  • Limited premium travel perks

Key Takeaways

  • Earn 3% on travel essentials like flights, hotels, and cars; 2% at restaurants
  • $100 bonus after modest $500 spend in 90 days
  • No annual or foreign fees; rewards never expire
  • Flexible redemptions including cash and AARP memberships
  • 0% intro APR on balance transfers for 15 billing cycles

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
20.24% - 29.99%
Balance Transfer APR
20.24% - 29.99%0% intro APR for 15 months
Cash Advance APR
29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits

Purchase Protection

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

Complimentary FICO Score Access

Get online access to your FICO Score with change alerts. Available only while the account is open, active, and in good standing.

Flexible Redemption for AARP Memberships

Redeem rewards for AARP memberships starting at $16 for self or as gifts. Options also include cash back, statement credits, gift cards, and merchandise.

Unlimited Non-Expiring Rewards

Earn unlimited rewards that never expire as long as the account stays open and in good standing. No caps on accumulation.

Frequently Asked Questions

What is the annual fee for the AARP Travel Rewards Mastercard from Barclays?
The card has no annual fee. This applies every year with no introductory waiver.
What are the earning rates on this card?
Cardholders earn 3% cash back on eligible airfare, hotel stays, and car rentals. They earn 2% cash back on eligible restaurant purchases and 1% cash back on all other purchases.
How do I earn the welcome bonus?
Spend $500 within the first 90 days of account opening to receive $100 cash back. The bonus is available as a public offer.
Do the rewards on this card expire?
Rewards never expire as long as the account is open and in good standing. There is no limit to the rewards that can be earned.
What are the redemption options?
Rewards can be redeemed for cash back, statement credits, AARP memberships starting at $16, gift cards, or merchandise. AARP memberships can be for self or as a gift.
Does this card charge foreign transaction fees?
There are no foreign transaction fees. This makes it suitable for international travel purchases.
What is the introductory APR offer?
The card offers 0% intro APR on balance transfers for 15 billing cycles. After that, variable APR ranges from 20.24% to 29.99%.
What credit score is needed to apply?
The card requires good credit for approval. Eligibility is not guaranteed.

About This Card

This card suits travelers with good credit who want no-annual-fee cash back focused on airfare, hotels, car rentals, and restaurants. It fits those valuing non-expiring rewards and a long balance transfer intro period.

The AARP® Travel Rewards Mastercard® from Barclays offers 3% cash back on airfare, hotel stays, and car rentals; 2% on eligible restaurant purchases; 1% on all other purchases. Features include a $100 cash back welcome bonus after spending $500 in the first 90 days, unlimited non-expiring rewards, flexible redemptions, $0 fraud liability, no foreign transaction fees, 0% intro APR on balance transfers for 15 billing cycles, and complimentary FICO score access.

It stands out in the no-annual-fee category with 3% travel rewards, never-expiring points, and a 15-month 0% balance transfer intro APR.

Ready to Decide?

Apply for the AARP® Travel Rewards Mastercard® from Barclays

100 cashback, worth about $100 estimated value, with no annual fee.

Spend $500 in 90 days

Apply NowCompare Cards

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Reward Program

AARP Travel Rewards

Earns Cash Back

Learn more

Card Categories

TravelCashback

Sources & Methodology

Data Collection

Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.

Last updated: Apr 14, 2026

Editorial Review

Pending editorial review.

Data Quality
  • 4 of 4 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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