Card reviewBank of America
Updated Apr 16, 2026 · research
Bank of America® Travel Rewards Secured Credit Card
Bank of AmericaBank of America Travel RewardsEditorially reviewed

Bank of America® Travel Rewards Secured Credit Card

A secured travel rewards credit card with no annual fee and no foreign transaction fees, earning unlimited 1.5 points per $1 on all purchases to help build or rebuild credit.

Entry LevelPersonal
Visa
Credit profile: poor
$0
Annual fee
1.5x pts all purchases
Top rate
None
Foreign fee
N/A
Rating

Earning Rates

All purchases
1.5xpoints

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
27.49%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

5 benefits

Travel Credits

Purchase Protection

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Bank of America® Travel Rewards Secured Credit Card helps you establish, strengthen, or rebuild your credit while earning unlimited 1.5 points for every $1 spent on all purchases everywhere, every time. Points do not expire as long as your account remains open and there are no blackout dates or restrictions. A minimum security deposit of $200 (maximum $5,000) is required to open the account; your credit limit is determined by your deposit amount, income, and ability to pay. Bank of America will periodically review your account and, based on your overall credit history, you may qualify to have your security deposit returned. There is no annual fee, no foreign transaction fees, and no introductory APR. Secured card products are not eligible for a new account bonus offer. Redeem points as a statement credit for travel and dining purchases including flights, hotel stays, vacation rentals, baggage fees, and restaurants (including takeout).

Ready to Decide?

Apply for the Bank of America® Travel Rewards Secured Credit Card

Current offer available with no annual fee.

Reward Program

Bank of America Travel Rewards

Earns Points

Learn more

Card Categories

Secured Credit CardsTravel Credit CardsNo Annual Fee Credit CardsNo Foreign Transaction Fee Credit CardsCredit Cards To Build Credit

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 5 of 5 benefits rated high confidence
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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