Card comparisonSide by side
Blue Cash Preferred vs The Platinum Card® from American Express
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | American Express |
Card Network | ||
Card Type Data: 2/2 cards | cashback | travel |
Card Tier Data: 2/2 cards | Premium | Luxury |
Credit Score | Good(700-749) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $695 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 29.99% | — |
Intro APR | 0% for 12 months | — |
| Rewards | ||
Welcome Bonus | Earn $250 | Earn 80,000 points |
Bonus Value | $250 | $1,600 |
Reward Rate Data: 2/2 cards | 6% back on supermarkets | 5x pts on flights booked directly with airlines or through amextravel.com |
Reward Program Data: 2/2 cards | Membership Rewards | Membership Rewards |
| Earning Rates | ||
| All other purchases | — | 1x pts |
| Flights booked directly with airlines or through AmexTravel.com | — | 5x ptsOn up to $500,000 per calendar year, then 1x |
| Prepaid hotels booked through AmexTravel.com | — | 5x pts |
| gas_stations | 3% back | — |
| other | 1% back | — |
| supermarkets | 6% backup to $6,000 in combined purchases per year | — |
| Benefits | ||
Key Benefits |
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