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Chase Freedom Flex® vs TD Cash Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
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- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | TD Bank |
Card Network | ||
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 1/2 cards | Mid Tier | — |
Credit Score | Good(700-749) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | Yes (3%) | Yes (3%) |
Purchase APR | 19.99% – 28.74% | 18.49% – 28.49% |
Intro APR | 0% for 15 months | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn $200 | Earn $200 |
Bonus Value | $200 | $200 |
Reward Rate Data: 2/2 cards | 5% back on chase travel (booked through chase ultimate rewards) | 3% back on chosen top spend category |
Reward Program Data: 2/2 cards | Chase Ultimate Rewards | TD Cash Credit Card Rewards |
| Earning Rates | ||
| All Other Purchases | 1% back | — |
| All other purchases | 1% back | 1% backEarn unlimited 1% Cash Back on all other eligible purchases. |
| Chase Travel (booked through Chase Ultimate Rewards) | 5% backPurchases made through Chase Ultimate Rewards travel portal | — |
| Chosen second Spend Category | — | 2% backEarn unlimited 2% Cash Back on the second Spend Category you choose each quarter. At account opening, the default 2% category is Grocery Stores. Available Spend Categories are Dining, Entertainment, Gas, Grocery Stores and Travel. Superstores and warehouse clubs only qualify for 1 point regardless of merchant category code. |
| Chosen top Spend Category | — | 3% backEarn unlimited 3% Cash Back on the Spend Category you choose each quarter. At account opening, the default 3% category is Dining. Available Spend Categories are Dining, Entertainment, Gas, Grocery Stores and Travel. Superstores and warehouse clubs only qualify for 1 point regardless of merchant category code. |
| Dining (including takeout) and Drug Stores | 3% back | — |
| Dining at restaurants (including takeout and eligible delivery services) | 3% back | — |
| Drugstores | 3% back | — |
| Rotating Bonus Categories (activated quarterly) | 5% backUp to $1,500 in combined purchases per quarter; must activate each quarter | — |
| Rotating quarterly bonus categories (activated, up to $1,500/quarter) | 5% backRequires quarterly activation; 5% applies on up to $1,500 in combined purchases each quarter | — |
| Travel purchased through Chase Travel℠ | 5% backMust book through Chase Travel℠ | — |
| Benefits | ||
Key Benefits |
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