$0
Annual fee
See the card
Card reviewChase
Updated Aug 11, 2026 · research
ChaseChase Ultimate Rewards
Chase Freedom Flex® Credit Card
Earn a $200 bonus after you spend $500 on purchases in the first 3 months. Plus, earn 5% cash back in quarterly bonus categories and on Chase Travel, 3% on dining and drugstores, and 1% on other purchases.
Entry LevelPersonal
Mastercard
$0
Annual fee
5% back quarterly bonus categories
Top rate
N/A
Foreign fee
N/A
Rating
Current Welcome Offer
Earn $200
Spend $500 in 90 days
Verifiedlanding page
Card Offers
public
Earn $200
Spend $500 in 90 days
landing page
Earning Rates
Quarterly bonus categories
5%cash back
On up to $1,500 in total combined purchases each quarter you activate
Travel
5%cash back
Travel purchased through Chase Travel
Dining
3%cash back
Dining at restaurants, including takeout and eligible delivery services
Drugstores
3%cash back
Drugstore purchases
Lyft
2%cash back
On qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027
All other purchases
1%cash back
Earn on all other purchases
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 18.24% - 27.74%0% intro APR for 15 months
- Balance Transfer APR
- 18.24% - 27.74%0% intro APR for 15 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits (1 strong or better)
Travel Insurance
Purchase Protection
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Chase Freedom Flex® Credit Card is a no-annual-fee cash back card that offers high-yielding rewards. Cardmembers can earn 5% cash back on up to $1,500 in combined purchases in rotating quarterly categories upon activation, 5% on travel booked through Chase Travel, 3% on dining and drugstores, and 1% on all other purchases. Additionally, new cardmembers can take advantage of a low intro APR period for purchases and balance transfers.
Ready to Decide?
Apply for the Chase Freedom Flex® Credit Card
Earn $200 with no annual fee.
Spend $500 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 6 of 6 benefits rated high confidence
- 6 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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