Rewardopedia LogoRewardopedia
Travel Credit CardsHotel Programs Deep-DivesAirline Programs Deep-DivesTransfer Partners & CurrenciesElite Status & Lounge Access
K

Navigate

Credit CardsBlogIssuersAnswersTools

Blog Categories

Travel Credit CardsHotel Programs Deep-DivesAirline Programs Deep-DivesTransfer Partners & CurrenciesElite Status & Lounge AccessRedeeming Points & Miles
Rewardopedia

Rewardopedia is your trusted resource for maximizing travel and credit card rewards. Whether you're a beginner or an expert, we provide the tips, tools, and comparisons you need to earn more and travel smarter.

Explore

  • Credit Cards
  • Reward Programs
  • Blog
  • Tools
  • About
  • Contact
  • Data Freshness

Categories

  • All Categories
  • Travel Credit Cards
  • Hotel Programs Deep-Dives
  • Airline Programs Deep-Dives
  • Transfer Partners & Currencies
  • Elite Status & Lounge Access
  • Redeeming Points & Miles

Legal

  • Affiliate Disclosure
  • Privacy Policy
  • Terms of Service
  • Cookie Policy

© 2026 Rewardopedia. All rights reserved.

Disclosure: Some credit card offers and affiliate links on this site may earn a commission. This does not influence our editorial content.

  1. Home
  2. Credit Cards
  3. Chase Freedom Flex®
Back to All Cards
Chase Freedom Flex®
ChaseChase Ultimate RewardsEditorially reviewed

Chase Freedom Flex®

Earn 5% cash back on rotating quarterly categories (up to $1,500 each quarter when activated), 5% on Chase Travel purchases, 3% on dining and drugstores, and 1% on all other purchases — with no annual fee.

Mid TierPersonal
Visa
Credit profile: good

Annual Fee

$0

Top Earning Rate

5% back chase travel (booked through chase ultimate rewards)

Foreign Tx Fee

3%

Rating

N/A

Current Welcome Offer

200 cashback

$200 estimated value

Spend $500 in 90 days

Verifiedproduct page
Apply NowCompare This CardBrowse all cards

Card Offers

public

200 cashback

Verified

$200 estimated value

Spend $500 in 90 days

product page

Earning Rates

Chase Travel (booked through Chase Ultimate Rewards)
5%cash back

Purchases made through Chase Ultimate Rewards travel portal

Rotating quarterly bonus categories (activated, up to $1,500/quarter)
5%cash back

Requires quarterly activation; 5% applies on up to $1,500 in combined purchases each quarter

Dining at restaurants (including takeout and eligible delivery services)
3%cash back
Drugstores
3%cash back
All other purchases
1%cash back

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee3%

APR Information

Purchase APR
19.99% - 28.74%0% intro APR for 15 months
Balance Transfer APR
19.99% - 28.74%0% intro APR for 15 months
Cash Advance APR
29.99%
Penalty APR
29.99%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

6 benefits (1 strong or better)

Travel Insurance

Purchase Protection

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Chase Freedom Flex® is a no-annual-fee cash back credit card that rewards cardholders with 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, plus 5% on Chase Travel purchases through Chase Ultimate Rewards®, 3% on dining at restaurants (including takeout and eligible delivery services) and at drugstores, and 1% on all other purchases. New cardmembers can earn a welcome bonus after meeting a minimum spend requirement. The card also features a 0% intro APR on purchases and balance transfers for 15 months, after which a variable APR applies. Additional benefits include cell phone protection, purchase protection, extended warranty protection, trip cancellation/interruption insurance, and access to Mastercard World Elite benefits.

Ready to Decide?

Apply for the Chase Freedom Flex®

200 cashback, worth about $200 estimated value, with no annual fee.

Spend $500 in 90 days

Apply NowCompare Cards

Similar Cards You Might Like

Ink Business Unlimited (Registered Trademark) credit card

Ink Business Unlimited® Credit Card

Chase

No annual fee$750 bonus
Chase Freedom Flex® Credit Card

Chase Freedom Flex® Credit Card

Chase

No annual fee$200 bonus
CA

Capital One SavorOne Cash Rewards Credit Card

Capital One

No annual fee$200 bonus

Reward Program

Chase Ultimate Rewards

Earns Cash Back

Learn more

Card Categories

Cash BackNo Annual FeeBalance Transfer0 Intro AprVisa

Sources & Methodology

Data Collection

Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.

Last updated: Apr 18, 2026

Editorial Review

Pending editorial review.

Data Quality
  • 5 of 6 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.