
Chase Freedom Flex®
Earn 5% cash back on rotating quarterly categories (up to $1,500 each quarter when activated), 5% on Chase Travel purchases, 3% on dining and drugstores, and 1% on all other purchases — with no annual fee.
Annual Fee
$0
Top Earning Rate
5% back chase travel (booked through chase ultimate rewards)
Foreign Tx Fee
3%
Rating
N/A
Current Welcome Offer
200 cashback
$200 estimated value
Spend $500 in 90 days
Card Offers
public
200 cashback
$200 estimated value
Spend $500 in 90 days
Earning Rates
Purchases made through Chase Ultimate Rewards travel portal
Requires quarterly activation; 5% applies on up to $1,500 in combined purchases each quarter
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
APR Information
- Purchase APR
- 19.99% - 28.74%0% intro APR for 15 months
- Balance Transfer APR
- 19.99% - 28.74%0% intro APR for 15 months
- Cash Advance APR
- 29.99%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits (1 strong or better)
Travel Insurance
Purchase Protection
Statement Credits
Coverage Tier Legend
About This Card
The Chase Freedom Flex® is a no-annual-fee cash back credit card that rewards cardholders with 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, plus 5% on Chase Travel purchases through Chase Ultimate Rewards®, 3% on dining at restaurants (including takeout and eligible delivery services) and at drugstores, and 1% on all other purchases. New cardmembers can earn a welcome bonus after meeting a minimum spend requirement. The card also features a 0% intro APR on purchases and balance transfers for 15 months, after which a variable APR applies. Additional benefits include cell phone protection, purchase protection, extended warranty protection, trip cancellation/interruption insurance, and access to Mastercard World Elite benefits.
Ready to Decide?
Apply for the Chase Freedom Flex®
200 cashback, worth about $200 estimated value, with no annual fee.
Spend $500 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 5 of 6 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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