$0
Annual fee
See the card
Card reviewChase
Updated Jul 16, 2026 · research
ChaseChase Ultimate Rewards
Chase Freedom Flex® Credit Card
Earn $200 bonus after you spend $500 on purchases in the first 3 months. Earn 5% cash back in quarterly bonus categories and additional categories.
Entry LevelPersonal
Mastercard
Credit profile: good$0
Annual fee
5% back quarterly bonus categories
Top rate
N/A
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 20,000 points
Spend $500 in 90 days
Verifiedprimary webpage
Card Offers
public
Earn 20,000 points
Spend $500 in 90 days
primary webpage
Earning Rates
quarterly bonus categories
5%cash back
on up to $1,500 in total combined purchases each quarter upon activation
Travel
5%cash back
purchased through Chase Travel
Dining
3%cash back
including takeout and eligible delivery services
drugstores
3%cash back
all other purchases
1%cash back
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 18.24% - 27.74%0% intro APR for 15 months
- Balance Transfer APR
- 18.24% - 27.74%0% intro APR for 15 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
7 benefits (1 strong or better)
Travel Insurance
Purchase Protection
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Earning includes 5% cash back on quarterly bonus categories upon activation, 5% on travel booked through Chase Travel, 3% on dining and drugstores, and 1% on other purchases with no annual fee.
Ready to Decide?
Apply for the Chase Freedom Flex® Credit Card
Earn 20,000 points with no annual fee.
Spend $500 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 7 of 7 benefits rated high confidence
- 7 source citations across benefits
- 1 of 1 offer verified
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