$0
Annual fee
See the card
Card reviewChase
Updated Aug 12, 2026 · research
ChaseChase Ultimate Rewards
Chase Freedom Unlimited® Credit Card
Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase Travel.
Entry LevelPersonal
Visa
$0
Annual fee
5% back travel
Top rate
N/A
Foreign fee
N/A
Rating
Current Welcome Offer
Earn $200
Spend $500 in 90 days
Verifiedprimary webpage
Card Offers
public
Earn $200
Spend $500 in 90 days
primary webpage
Earning Rates
Travel
5%cash back
Purchased through Chase Travel
Dining
3%cash back
At restaurants, including takeout and eligible delivery services
Drugstores
3%cash back
Drugstore purchases
Lyft
2%cash back
On qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.
All other purchases
1.5%cash back
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 18.24% - 27.74%0% intro APR for 15 months
- Balance Transfer APR
- 18.24% - 27.74%0% intro APR for 15 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
7 benefits
Travel Insurance
Purchase Protection
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase Travel.
Ready to Decide?
Apply for the Chase Freedom Unlimited® Credit Card
Earn $200 with no annual fee.
Spend $500 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 7 of 7 benefits rated high confidence
- 7 source citations across benefits
- 1 of 1 offer verified
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Read our full methodology for how we collect, verify, and rate credit cards.
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