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Discover it® Secured Credit Card vs TD Cash Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Discover | TD Bank |
Card Network | ||
Card Type Data: 2/2 cards | secured | cashback |
Card Tier Data: 1/2 cards | Entry Level | — |
Credit Score | Poor(300-649) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 28.24% | 18.49% – 28.49% |
Intro APR | — | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn $0 | Earn $200 |
Bonus Value | — | $200 |
Reward Rate Data: 2/2 cards | 2% back on gas stations | 3% back on chosen top spend category |
Reward Program Data: 2/2 cards | Discover Cashback Bonus | TD Cash Credit Card Rewards |
| Earning Rates | ||
| All Other Purchases | 1% backUnlimited 1% cash back on all other purchases. | — |
| All other purchases | — | 1% backEarn unlimited 1% Cash Back on all other eligible purchases. |
| Chosen second Spend Category | — | 2% backEarn unlimited 2% Cash Back on the second Spend Category you choose each quarter. At account opening, the default 2% category is Grocery Stores. Available Spend Categories are Dining, Entertainment, Gas, Grocery Stores and Travel. Superstores and warehouse clubs only qualify for 1 point regardless of merchant category code. |
| Chosen top Spend Category | — | 3% backEarn unlimited 3% Cash Back on the Spend Category you choose each quarter. At account opening, the default 3% category is Dining. Available Spend Categories are Dining, Entertainment, Gas, Grocery Stores and Travel. Superstores and warehouse clubs only qualify for 1 point regardless of merchant category code. |
| Gas Stations | 2% backOn up to $1,000 in combined gas station and restaurant purchases each quarter; then 1% cash back. | — |
| Restaurants | 2% backOn up to $1,000 in combined gas station and restaurant purchases each quarter; then 1% cash back. | — |
| all | 1% backEarn 1% cash back on all purchases | — |
| Benefits | ||
Key Benefits |
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