Card reviewDiscover
Updated Apr 16, 2026 · research
Discover it Secured
DiscoverCashback MatchEditorially reviewed

Discover it Secured

Build or rebuild your credit

Entry LevelPersonal
Discover
Credit profile: fair
$0
Annual fee
1% back all
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

0 cashback

00
Verifiedofficial

Card Offers

public

0 cashback

Verified
00
official

Earning Rates

all
1%cash back

Earn 1% cash back on all purchases

Fees

Fee TypeAmount
Annual Fee

Waived first year

$0
Foreign Transaction Fee0%

APR Information

Purchase APR
24.49% - 27.49%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

1 benefits

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Discover it Secured Credit Card is designed for individuals looking to build or rebuild their credit. It offers cash back rewards and has no annual fee. The card requires a security deposit, which becomes your credit line, and it reports to the major credit bureaus to help you establish or improve your credit history.

Ready to Decide?

Apply for the Discover it Secured

0 cashback with no annual fee.

Reward Program

Cashback Match

Earns Cash Back

Learn more

Card Categories

SecuredCashback

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 1 of 1 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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