U.S. Bank Cash+® Secured Visa® Card

Earn 5% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when using this card. Disclosure describes this as 1% base cash back plus an additional 4% cash back for eligible Travel Center prepaid air, car and hotel reservations; allow 1-2 statement billing cycles for bonus cash back to appear.

Cardmember must enroll each quarter into two chosen 5% categories. Earn 5% cash back on the first $2,000 in combined Net Purchases each quarter in those categories; purchases over $2,000 earn 1% cash back. Listed 5% categories include fast food, home utilities, TV/internet/streaming, department stores, cell phone providers, electronic stores, sporting goods stores, furniture stores, movie theaters, ground transportation, gyms/fitness centers and select clothing stores. If categories are not enrolled each quarter, all Net Purchases earn no more than 1% cash back.

Cardmember must enroll each quarter into one chosen 2% everyday category. Eligible examples shown include grocery stores and grocery delivery, restaurants, and gas stations and EV charging stations. Grocery store and supermarket purchases at discount stores/supercenters such as Target and Walmart and wholesale clubs earn only 1%; gas station and EV charging station purchases at discount stores/supercenters, wholesale clubs and grocery stores/supermarkets earn only 1%. No limit on 2% cash back earnings is stated.

Earn 1% cash back on all other eligible purchases. No limit on 1% cash back earnings is stated. Transactions such as convenience checks, balance transfers, advances, interest charges and fees, credit insurance premiums, and certain prepaid/currency/cash-convertible transactions are not eligible to earn rewards.