$29
Annual fee
See the card
Card reviewDiscover
Updated Sep 13, 2026 · research
DiscoverDiscover Cashback Bonus
Discover it Secured Cash Back
Secured cash back card to build credit with 5% rotating categories, 1% elsewhere and first-year Cashback Match.
Personal
Discover
Credit profile: no credit check$0
Annual fee
5% back everyday purchases at different places each quarter
Top rate
N/A
Foreign fee
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Earning Rates
everyday purchases at different places each quarter
5%cash back
up to the quarterly maximum when you activate
all other purchases
1%cash back
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
Card Benefits
5 benefits (1 strong or better)
Statement Credits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Discover it Secured Cash Back is a secured card to build credit with responsible use. It requires a refundable deposit as low as $49 for a $200 minimum credit line, earns 5% cash back in rotating quarterly places when you activate up to the quarterly maximum plus 1% on other purchases, and offers unlimited Cashback Match in the first year. It states no annual fee and no credit score required to apply.
Ready to Decide?
Apply for the Discover it Secured Cash Back
Current offer available with no annual fee.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Rewards program
Discover Cashback Bonus
Earns Cash Back
Card Categories
Cash backSecuredCredit buildingNo Annual FeeRotating categories
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 4 of 5 benefits rated high confidence
- 5 source citations across benefits
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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