$0
Annual fee
See the card
Card reviewTD Bank
Updated Jul 22, 2026 · research
TD BankTD Cash Secured Rewards
TD Cash Secured Credit Card
Build your credit and earn rewards with the TD Cash Secured Credit Card.
Entry LevelPersonal
Visa
$29
Annual fee
3% back dining
Top rate
3%
Foreign fee
N/A
Rating
Earning Rates
Dining
3%cash back
Choice category (default choice at card opening)
Grocery Stores
2%cash back
Choice category (default choice at card opening)
Other Purchases
1%cash back
On all other eligible purchases
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $29 |
| Foreign Transaction Fee | 3% |
APR Information
- Purchase APR
- 26.49%
- Balance Transfer APR
- 26.49%
- Cash Advance APR
- 28.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits including 1 hidden gems
Travel Access & Perks
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The TD Cash Secured Credit Card lets you establish or rebuild your credit while earning cash back rewards. Establish your credit limit by choosing a refundable security deposit from $300 up to $5,000 and earn 3% and 2% cash back on your choice of spend categories.
Ready to Decide?
Apply for the TD Cash Secured Credit Card
Current offer available with a $29 annual fee.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 2 of 4 benefits rated high confidence
- 4 source citations across benefits
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Read our full methodology for how we collect, verify, and rate credit cards.
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