$0
Annual fee
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Updated Jul 3, 2026 · research
DiscoverDiscover Cashback Bonus
NHL® Discover it® Credit Card
Official NHL® Discover it® cash back card with no annual fee, rotating 5% cash back categories when activated, unlimited 1% on other purchases, and first-year Cashback Match.
Personal
Discover
Credit profile: good$0
Annual fee
5% back rotating quarterly categories
Top rate
N/A
Foreign fee
N/A
Rating
Earning Rates
Rotating quarterly categories
5%cash back
Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum, when you activate. For Jul. - Sep. 2026, categories are Gas Stations, Transportation and Drug Stores through September 30, 2026 on up to $1,500 in purchases when activated. Purchases must be made with merchants in the U.S.; category and merchant-code exclusions apply.
All other purchases
1%cash back
Unlimited 1% cash back on all other purchases.
Pros & Cons
Pros
- No annual fee, so there is no cost to simply holding the card
- Cash back rewards provide straightforward, easy-to-understand value
- NHL team-themed design is a unique appeal for hockey fans
- Issued by Discover, a well-established U.S. card issuer with strong customer service
Cons
- Discover is not as universally accepted as Visa or Mastercard, particularly outside the United States
- Specific cash back earning rates and categories are not prominently detailed, requiring applicants to review offer terms carefully
- The NHL branding may have limited appeal for consumers who are not hockey fans
- No premium travel or lifestyle perks noted, making it less suitable for frequent travelers
Key Takeaways
- There is no annual fee, making the card free to hold year after year
- Rewards are earned as cash back, keeping the value simple and accessible
- The card is personalized with NHL team branding, which is a distinctive feature among cash back cards
- It is a personal card on the Discover network, so users should verify acceptance in their area
- Applicants should review current offer terms on Discover's website, as promotional details may vary
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 17.49% - 26.49%0% intro APR for 15 months
- Balance Transfer APR
- 17.49% - 26.49%0% intro APR for 15 months
- Cash Advance APR
- 28.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
7 benefits (1 strong or better)
Statement Credits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
Does the Discover it® NHL® Card have an annual fee?
No, the Discover it® NHL® Card carries a $0 annual fee. This makes it a cost-effective option for cardholders who want to earn cash back without paying a yearly charge. The fee is not waived just for the first year; it is $0 ongoing.
What type of rewards does the Discover it® NHL® Card earn?
The Discover it® NHL® Card is a cash back card, meaning rewards are earned and redeemed as cash back. It is not a points or miles card, so cardholders receive straightforward monetary value from their spending. Specific earning rates are not detailed here, so applicants should review Discover's current offer terms.
Is the Discover it® NHL® Card a personal or business card?
The Discover it® NHL® Card is a personal credit card. It is not designed for business use and is intended for individual consumers. Business owners seeking a card for company expenses should consider a dedicated business credit card.
What card network does the Discover it® NHL® Card use?
The Discover it® NHL® Card operates on the Discover network. Discover is accepted at millions of locations across the United States. Cardholders should note that international acceptance may be more limited compared to Visa or Mastercard.
Can I choose my favorite NHL team design for the card?
Yes, the Discover it® NHL® Card is designed to let cardholders represent their favorite NHL team. The card's branding is centered around NHL team themes, making it a distinctive option for hockey fans. Specific design options available may vary, so applicants should check Discover's website for current team selections.
Is there a welcome bonus or intro offer for the Discover it® NHL® Card?
Specific welcome bonus details are not included in the canonical card data available here. Cardholders should visit Discover's official application page to review any current introductory offers before applying. Discover has historically offered cash back match promotions on some of its cards.
Is the Discover it® NHL® Card a good option for building credit?
As a personal cash back card on the Discover network with no annual fee, it can be a reasonable everyday card for eligible applicants. However, specific credit score requirements or credit-building features are not detailed in the available card data. Applicants should review Discover's eligibility requirements on the official application page.
How do I apply for the Discover it® NHL® Card?
Applications for the Discover it® NHL® Card can be submitted directly through Discover's official website. The application is available online and the process is standard for a personal credit card. Applicants should be prepared to provide personal and financial information as part of the process.
About This Card
The Discover it® NHL® Card is best for NHL fans who want a no-annual-fee cash back card that reflects their team loyalty. It suits everyday spenders who prefer simple cash back rewards without the complexity of points or miles programs.
Support the team you love while earning cash back rewards with the official credit card of the NHL®. The card has no annual fee, 5% cash back in activated quarterly categories up to the quarterly maximum, 1% cash back on all other purchases, and Discover Cashback Match for new cardmembers at the end of the first year.
The Discover it® NHL® Card stands out by combining a no-annual-fee cash back structure with officially licensed NHL team designs, a pairing that is rare in the cash back card category.
Ready to Decide?
Apply for the NHL® Discover it® Credit Card
Current offer available with no annual fee.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
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Data Quality
- 7 of 7 benefits rated high confidence
- 7 source citations across benefits
- 1 of 1 offer verified
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