Card comparisonSide by side
Hilton Honors Surpass Card vs The Platinum Card® from American Express
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | American Express |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Luxury |
Credit Score | Good(700-749) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $150 | $695 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.99% – 29.99% | — |
Intro APR | 0% for 6 months | — |
| Rewards | ||
Welcome Bonus | Earn 130,000 points | Earn 80,000 points |
Bonus Value | $1,300 | $1,600 |
Reward Rate Data: 2/2 cards | 14x pts on hilton hotels and resorts | 5x pts on flights booked directly with airlines or through amextravel.com |
Reward Program Data: 2/2 cards | Membership Rewards | Membership Rewards |
| Earning Rates | ||
| All other purchases | — | 1x pts |
| Flights booked directly with airlines or through AmexTravel.com | — | 5x ptsOn up to $500,000 per calendar year, then 1x |
| Hilton hotels and resorts | 14x pts | — |
| Prepaid hotels booked through AmexTravel.com | — | 5x pts |
| Benefits | ||
Key Benefits |
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