Card reviewAmerican Express
Updated Apr 16, 2026 · research
Hilton Honors American Express Surpass® Card
American ExpressMembership RewardsEditorially reviewed

Hilton Honors Surpass Card

Earn 130,000 bonus points after spending $2,000 in the first 3 months

Mid TierPersonal
American Express
Credit profile: good
$150
Annual fee
14x pts hilton hotels and resorts
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

130,000 points

$1,300 estimated value

Spend $2,000 in 90 days

Verifiedcard page

Card Offers

public

130,000 points

Verified

$1,300 estimated value

Spend $2,000 in 90 days

card page

Earning Rates

Hilton hotels and resorts
14xpoints

Fees

Fee TypeAmount
Annual Fee$150
Foreign Transaction Fee0%

APR Information

Purchase APR
19.99% - 29.99%0% intro APR for 6 months
Balance Transfer APR
19.99% - 29.99%
Cash Advance APR
29.99%
Penalty APR
29.99%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

1 benefits

Elite Status

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Earn 130,000 bonus points after spending $2,000 in the first 3 months. Earn 14X total points (12X Membership Rewards points) at Hilton hotels and resorts.

Ready to Decide?

Apply for the Hilton Honors Surpass Card

130,000 points, worth about $1,300 estimated value, with a $150 annual fee.

Spend $2,000 in 90 days

Reward Program

Membership Rewards

Earns Points

Learn more

Card Categories

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 1 of 1 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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