$0
Annual fee
See the card
Card reviewAmerican Express
Updated Jul 19, 2026 · research
American ExpressHilton Honors
Hilton Honors Surpass Card
Earn 130,000 bonus points after spending $2,000 in the first 3 months
Mid TierPersonal
American Express
Credit profile: good$150
Annual fee
14x pts hilton hotels and resorts
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 130,000 points
Spend $2,000 in 90 days
Verifiedcard page
Card Offers
public
Earn 130,000 points
Spend $2,000 in 90 days
card page
Earning Rates
Hilton hotels and resorts
14xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $150 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.99% - 29.99%0% intro APR for 6 months
- Balance Transfer APR
- 19.99% - 29.99%
- Cash Advance APR
- 29.99%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
1 benefits
Elite Status
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Earn 130,000 bonus points after spending $2,000 in the first 3 months. Earn 14X total points (12X Membership Rewards points) at Hilton hotels and resorts.
Ready to Decide?
Apply for the Hilton Honors Surpass Card
Earn 130,000 points with a $150 annual fee.
Spend $2,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
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- 1 of 1 benefits rated high confidence
- 1 source citations across benefits
- 1 of 1 offer verified
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