Delta SkyMiles® Gold American Express Card
Earn Delta SkyMiles on everyday purchases and enjoy travel benefits including a first checked bag free on Delta flights, a $200 Delta flight credit, and no foreign transaction fees.
Annual Fee
$150
Top Earning Rate
2x miles delta purchases
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
80,000 miles
$960 estimated value
Spend $2,000 in 180 days
Card Offers
public
80,000 miles
$960 estimated value
Spend $2,000 in 180 days
Earning Rates
Purchases made directly with Delta Air Lines
Worldwide restaurant purchases
Purchases at U.S. supermarkets
Pros & Cons
Pros
- First checked bag free for the cardmember and up to eight companions on the same reservation, saving up to $35 per person per way on Delta flights.
- Annual fee is waived for the first year, lowering the cost of entry for new cardholders.
- Earns 2 miles per dollar on Delta purchases, at restaurants worldwide, and at U.S. supermarkets.
- No foreign transaction fees, making the card practical for international travel.
- Welcome bonus of 80,000 miles after $2,000 in spend within the first 180 days, valued at approximately $960.
Cons
- The $200 Delta flight credit requires $10,000 in annual spend to unlock, which may not be attainable for all cardholders.
- Miles are locked into the Delta SkyMiles program, limiting redemption flexibility compared to transferable points cards.
- Priority boarding is mid-level (Zone 4), not top-tier, so Medallion members and premium cabin passengers still board ahead.
- Car rental and baggage insurance are secondary coverage, meaning personal insurance must be exhausted first.
- No lounge access benefit, unlike higher-tier Delta American Express cards.
Key Takeaways
- The annual fee is waived the first year, making the card essentially free to try for 12 months.
- Free first checked bag for up to nine travelers per reservation can quickly offset the $150 annual fee for Delta flyers.
- The $200 flight credit requires $10,000 in annual spend to unlock and does not appear automatically.
- Miles earned are Delta SkyMiles only, with no option to transfer to other loyalty programs.
- The 80,000-mile welcome bonus requires just $2,000 in spend over 180 days.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee Waived first year | $150 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 20.99% - 29.99%
- Cash Advance APR
- 29.99%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
7 benefits
Travel Insurance
Travel Access & Perks
Travel Credits
Statement Credits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Delta SkyMiles® Gold American Express Card?
What welcome bonus does this card currently offer?
How does the first checked bag free benefit work?
How do I earn the $200 Delta flight credit?
Does this card charge foreign transaction fees?
What credit score is needed to apply for this card?
What are the purchase APR ranges for this card?
What kind of travel insurance does this card include?
Does the card offer lounge access?
Can I use this card to earn miles at grocery stores?
About This Card
This card is best for frequent Delta flyers who check bags regularly and want to offset the annual fee through travel perks. It also suits everyday spenders who want to accumulate Delta SkyMiles on dining and grocery purchases.
The Delta SkyMiles® Gold American Express Card is a mid-tier travel rewards card issued by American Express in partnership with Delta Air Lines. Cardholders earn Delta SkyMiles on purchases, with elevated rates on Delta purchases, restaurants, and U.S. supermarkets. Key benefits include a first checked bag free on Delta flights, a $200 Delta flight credit after spending $10,000 in a calendar year, priority boarding, and no foreign transaction fees. The card carries a $0 introductory annual fee for the first year, then $150 per year.
The Delta SkyMiles® Gold American Express Card stands out among mid-tier airline cards by waiving its $150 annual fee the first year and extending the free first checked bag perk to up to eight travel companions on the same reservation, a benefit breadth rarely matched at this price point.
Ready to Decide?
Apply for the Delta SkyMiles® Gold American Express Card
80,000 miles, worth about $960 estimated value, with a $150 annual fee.
Spend $2,000 in 180 days
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Sources & Methodology
Sources & Methodology
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