Disney® Inspire Visa® Card
Earn Disney Rewards Dollars on Disney streaming, gas, groceries, dining and all other purchases, with no foreign transaction fees and a $600 debut new cardmember offer.
Current Welcome Offer
0 bonus
$600 estimated value
Spend $1,000 in 90 days
Card Offers
public
0 bonus
$600 estimated value
Spend $1,000 in 90 days
Earning Rates
Purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com
Qualifying purchases at most Disney U.S. locations
Qualifying purchases at eligible gas stations
Eligible grocery stores
Eligible restaurants
Pros & Cons
Pros
- Generous 10% back on direct Disney streaming purchases (Disney+, Hulu, ESPN+) with no earning cap.
- Debut offer worth up to $600, including a no-spend-required $300 Disney Gift Card eGift upon approval.
- Solid everyday earning rates of 3% at eligible gas stations and Disney U.S. locations, 2% at grocery stores and restaurants.
- No foreign transaction fees, making the card usable abroad without added cost.
- 0% promotional APR for 6 months on select Disney vacation packages helps spread out large trip costs.
Cons
- The $149 annual fee is not waived in the first year, requiring cardholders to offset it quickly.
- Disney Rewards Dollars have limited redemption flexibility outside of Disney, Star Wars, and eligible airline purchases.
- Pay Yourself Back is restricted to eligible Disney and airline purchases only, unlike broader travel redemption programs.
- The 0% APR promotion applies only to select Disney vacation packages, not general purchases.
- The card's value is highly concentrated for Disney fans; non-Disney spenders will find limited appeal.
Key Takeaways
- Up to $600 in debut offer value: $300 Disney Gift Card eGift upon approval (no spend required) plus $300 statement credit after $1,000 spend in 3 months.
- Earns 10% Disney Rewards Dollars on direct Disney+ , Hulu, and ESPN+ purchases with no earning cap.
- Rewards redemption is primarily Disney-focused, with airline purchases available via Pay Yourself Back.
- The $149 annual fee is charged from year one, so the card's value depends on consistent Disney-oriented spending.
- No foreign transaction fees make it viable for international travel despite its Disney-centric rewards structure.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $149 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 18.24% - 27.74%0% intro APR for 6 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits (1 strong or better)
Travel Credits
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Disney Inspire Visa Card?
What is the debut offer on the Disney Inspire Visa Card?
Do I need to spend anything to get the $300 Disney Gift Card eGift?
How do Disney Rewards Dollars work?
What earning rate does the card offer on Disney streaming services?
Are there foreign transaction fees on the Disney Inspire Visa Card?
Can I use Pay Yourself Back for any travel purchase?
Is there a 0% APR offer available on this card?
Is there a cap on how many Disney Rewards Dollars I can earn?
What credit score is recommended to apply for the Disney Inspire Visa Card?
About This Card
The Disney Inspire Visa Card is best for Disney enthusiasts who regularly spend on Disney streaming services, theme park visits, and Disney vacation packages. It also suits households that want to consolidate everyday spending on gas, groceries, and dining while funneling rewards toward Disney experiences.
Elevate your Disney experience with the NEW Disney Inspire Visa Card. Cardmembers earn 10% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com. They also earn 3% on qualifying purchases made at eligible gas stations and most Disney U.S. locations, earn 2% on eligible grocery stores and restaurants, and earn 1% on all other card purchases. There is no cap on the number of Disney Rewards Dollars that can be earned and redeemed for most anything Disney or Star Wars. Disney Rewards Dollars can also be used for statement credit towards eligible posted Disney and airline purchases using Pay Yourself Back®. The card has no foreign transaction fees. Annual fee of $149. Debut new cardmember offer: $300 Disney Gift Card eGift upon approval plus earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.
The Disney Inspire Visa Card's 10% back on Disney streaming services is among the highest category-specific earning rates in the mid-tier card segment, paired with a no-spend-required $300 eGift upon approval that immediately offsets more than the annual fee.
Ready to Decide?
Apply for the Disney® Inspire Visa® Card
0 bonus, worth about $600 estimated value, with a $149 annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
We collect card details from official issuer pages, then verify them through editorial review.
Last updated:
Pending editorial review.
- 5 of 5 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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