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Updated Aug 14, 2026 · research
ChaseDisney Rewards Dollars
Disney Inspire Visa Card
A premium Disney co-branded Visa earning up to 10% in Disney Rewards Dollars, with Disney anniversary benefits and streaming credits.
PremiumPersonal
Visa
$149
Annual fee
10% back disney+, hulu, and espn+ purchases made directly at disneyplus.com, hulu.com, or stream.espn.com
Top rate
N/A
Foreign fee
N/A
Rating
Current Welcome Offer
Earn $500
Spend $1,000 in 90 days
Verifiedproduct page
Card Offers
public
Earn $500
Spend $1,000 in 90 days
product page
Earning Rates
Disney+, Hulu, and ESPN+ purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com
10%cash back
Includes qualifying subscriptions, add-ons, and eligible direct purchases; third-party platform purchases generally do not qualify.
Gas stations and most other U.S. Disney locations
3%cash back
Grocery stores and restaurants
2%cash back
Dining includes takeout and eligible delivery services; dining purchases at U.S. Disney locations earn 3% instead.
All other qualifying purchases
1%cash back
Pros & Cons
Pros
- Generous 10% back on direct Disney streaming purchases (Disney+, Hulu, ESPN+) with no earning cap.
- Debut offer worth up to $600, including a no-spend-required $300 Disney Gift Card eGift upon approval.
- Solid everyday earning rates of 3% at eligible gas stations and Disney U.S. locations, 2% at grocery stores and restaurants.
- No foreign transaction fees, making the card usable abroad without added cost.
- 0% promotional APR for 6 months on select Disney vacation packages helps spread out large trip costs.
Cons
- The $149 annual fee is not waived in the first year, requiring cardholders to offset it quickly.
- Disney Rewards Dollars have limited redemption flexibility outside of Disney, Star Wars, and eligible airline purchases.
- Pay Yourself Back is restricted to eligible Disney and airline purchases only, unlike broader travel redemption programs.
- The card's value is highly concentrated for Disney fans; non-Disney spenders will find limited appeal.
Key Takeaways
- Up to $600 in debut offer value: $300 Disney Gift Card eGift upon approval (no spend required) plus $300 statement credit after $1,000 spend in 3 months.
- Earns 10% Disney Rewards Dollars on direct Disney+ , Hulu, and ESPN+ purchases with no earning cap.
- Rewards redemption is primarily Disney-focused, with airline purchases available via Pay Yourself Back.
- The $149 annual fee is charged from year one, so the card's value depends on consistent Disney-oriented spending.
- No foreign transaction fees make it viable for international travel despite its Disney-centric rewards structure.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $149 |
APR Information
- Purchase APR
- 18.24% - 27.74%0% intro APR for 6 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits
Travel Credits
Statement Credits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Disney Inspire Visa Card?
The Disney Inspire Visa Card has a $149 annual fee. The fee is not waived for the first year, so cardholders are charged it upon opening the account.
What is the debut offer on the Disney Inspire Visa Card?
The debut offer includes two parts: a $300 Disney Gift Card eGift upon card approval with no minimum spend required, and a separate $300 statement credit after spending $1,000 in the first 3 months. Together, these offer up to $600 in value for new cardholders.
Do I need to spend anything to get the $300 Disney Gift Card eGift?
No minimum spend is required for the $300 Disney Gift Card eGift. It is issued upon card approval as part of the debut offer. Note that this offer may not be available to existing Disney Visa cardmembers or those who previously held the card.
How do Disney Rewards Dollars work?
Disney Rewards Dollars are the card's reward currency, earned as a percentage of purchases across different spending categories. They can be redeemed for most Disney or Star Wars purchases, and can also be used as a statement credit toward eligible Disney and airline purchases through Pay Yourself Back.
What earning rate does the card offer on Disney streaming services?
The card earns 10% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com, or Plus.ESPN.com. This is the highest earning rate on the card and applies only to direct purchases on those specific websites.
Are there foreign transaction fees on the Disney Inspire Visa Card?
No, the Disney Inspire Visa Card charges no foreign transaction fees. This means purchases made in currencies other than U.S. Dollars do not incur an additional fee.
Can I use Pay Yourself Back for any travel purchase?
No. Pay Yourself Back on this card is limited to eligible posted Disney and airline purchases only. It does not apply to all travel purchases, so cardholders should verify that a specific charge qualifies before attempting to redeem.
Is there a cap on how many Disney Rewards Dollars I can earn?
There is no cap on the Disney Rewards Dollars that can be earned or redeemed. Cardholders can accumulate rewards without hitting an earning ceiling.
What credit score is recommended to apply for the Disney Inspire Visa Card?
The Disney Inspire Visa Card is recommended for applicants with good credit. Approval is not guaranteed and is subject to Chase's standard credit review process.
About This Card
The Disney Inspire Visa Card is best for Disney enthusiasts who regularly spend on Disney streaming services, theme park visits, and Disney vacation packages. It also suits households that want to consolidate everyday spending on gas, groceries, and dining while funneling rewards toward Disney experiences.
The Disney Inspire Visa Card earns Disney Rewards Dollars on direct Disney streaming purchases, U.S. Disney locations, gas stations, grocery stores, restaurants, and all other qualifying purchases. It includes anniversary-year Disney Resort and theme-park ticket benefits, a monthly Disney streaming statement credit, and Pay Yourself Back redemptions.
The Disney Inspire Visa Card's 10% back on Disney streaming services is among the highest category-specific earning rates in the mid-tier card segment, paired with a no-spend-required $300 eGift upon approval that immediately offsets more than the annual fee.
Ready to Decide?
Apply for the Disney Inspire Visa Card
Earn $500 with a $149 annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 4 of 4 benefits rated high confidence
- 4 source citations across benefits
- 1 of 1 offer verified
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Read our full methodology for how we collect, verify, and rate credit cards.
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