Disney® Inspire Visa® Card
Earn Disney Rewards Dollars on Disney streaming, Disney locations, gas, groceries, and restaurants — with no foreign transaction fees and a $600 debut offer.
Annual Fee
$149
Top Earning Rate
10% back disney+ (disneyplus.com), hulu (hulu.com), espn+ (plus.espn.com)
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
300 cashback
$300 estimated value
Card Offers
public
300 cashback
$300 estimated value
public
300 cashback
$300 estimated value
Spend $1,000 in 90 days
Earning Rates
Purchases made directly at DisneyPlus.com, Hulu.com, or Plus.ESPN.com
Qualifying purchases at eligible gas stations and most Disney U.S. locations
Eligible grocery stores and restaurants
Pros & Cons
Pros
- Generous 10% back on direct Disney streaming purchases (Disney+, Hulu, ESPN+) with no earning cap.
- Debut offer worth up to $600, including a no-spend-required $300 Disney Gift Card eGift upon approval.
- Solid everyday earning rates of 3% at eligible gas stations and Disney U.S. locations, 2% at grocery stores and restaurants.
- No foreign transaction fees, making the card usable abroad without added cost.
- 0% promotional APR for 6 months on select Disney vacation packages helps spread out large trip costs.
Cons
- The $149 annual fee is not waived in the first year, requiring cardholders to offset it quickly.
- Disney Rewards Dollars have limited redemption flexibility outside of Disney, Star Wars, and eligible airline purchases.
- Pay Yourself Back is restricted to eligible Disney and airline purchases only, unlike broader travel redemption programs.
- The 0% APR promotion applies only to select Disney vacation packages, not general purchases.
- The card's value is highly concentrated for Disney fans; non-Disney spenders will find limited appeal.
Key Takeaways
- Up to $600 in debut offer value: $300 Disney Gift Card eGift upon approval (no spend required) plus $300 statement credit after $1,000 spend in 3 months.
- Earns 10% Disney Rewards Dollars on direct Disney+ , Hulu, and ESPN+ purchases with no earning cap.
- Rewards redemption is primarily Disney-focused, with airline purchases available via Pay Yourself Back.
- The $149 annual fee is charged from year one, so the card's value depends on consistent Disney-oriented spending.
- No foreign transaction fees make it viable for international travel despite its Disney-centric rewards structure.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $149 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 18.24% - 27.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits
Travel Credits
Statement Credits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Disney Inspire Visa Card?
What is the debut offer on the Disney Inspire Visa Card?
Do I need to spend anything to get the $300 Disney Gift Card eGift?
How do Disney Rewards Dollars work?
What earning rate does the card offer on Disney streaming services?
Are there foreign transaction fees on the Disney Inspire Visa Card?
Can I use Pay Yourself Back for any travel purchase?
Is there a 0% APR offer available on this card?
Is there a cap on how many Disney Rewards Dollars I can earn?
What credit score is recommended to apply for the Disney Inspire Visa Card?
About This Card
The Disney Inspire Visa Card is best for Disney enthusiasts who regularly spend on Disney streaming services, theme park visits, and Disney vacation packages. It also suits households that want to consolidate everyday spending on gas, groceries, and dining while funneling rewards toward Disney experiences.
Elevate your Disney experience with the new Disney Inspire Visa Card. Cardmembers earn 10% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com, or Plus.ESPN.com. They also earn 3% on qualifying purchases at eligible gas stations and most Disney U.S. locations, 2% on eligible grocery stores and restaurants, and 1% on all other card purchases. There is no cap on Disney Rewards Dollars that can be earned and redeemed for most anything Disney or Star Wars. Disney Rewards Dollars can also be used for statement credit toward eligible Disney and airline purchases via Pay Yourself Back®. No foreign transaction fees. Annual fee: $149. Debut offer: $300 Disney Gift Card eGift upon approval + $300 statement credit after $1,000 spend in the first 3 months.
The Disney Inspire Visa Card's 10% back on Disney streaming services is among the highest category-specific earning rates in the mid-tier card segment, paired with a no-spend-required $300 eGift upon approval that immediately offsets more than the annual fee.
Ready to Decide?
Apply for the Disney® Inspire Visa® Card
300 cashback, worth about $300 estimated value, with a $149 annual fee.
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 4 of 4 benefits rated high confidence
- 2 of 2 offers verified
Read our full methodology for how we collect, verify, and rate credit cards.
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