$150
Annual fee
See the card
Card reviewAmerican Express
Updated Jul 23, 2026 · research
American ExpressMarriott Bonvoy
Marriott Bonvoy Bevy® American Express® Card
Earn Marriott Bonvoy points on your hotel stays, restaurants, and U.S. supermarkets with Gold Elite status and 15 Elite Night Credits.
Mid TierPersonal
American Express
Credit profile: good$250
Annual fee
6x pts hotel stays
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 125,000 points
Spend $5,000 in 180 days
Verifiedissuer
Card Offers
public
Earn 125,000 points
Spend $5,000 in 180 days
issuer
Earning Rates
Hotel Stays
6xpoints
For eligible purchases at hotels participating in Marriott Bonvoy®.
marriott bonvoy purchases
6xpoints
Dining
4xpoints
At restaurants worldwide including takeout and delivery in the U.S. (subject to a combined $15,000 calendar year cap with U.S. Supermarkets, then 2X).
Groceries
4xpoints
At U.S. Supermarkets (subject to a combined $15,000 calendar year cap with restaurants worldwide, then 2X).
dining at restaurants
3xpoints
including takeout and delivery in the U.S.
purchases at U.S. gas stations
3xpoints
All Other
2xpoints
On all other eligible purchases.
other travel purchases
2xpoints
Pros & Cons
Pros
- Annual Free Night Award valid at properties up to 50,000 points adds clear, recurring value that can offset much of the $250 annual fee
- Automatic Marriott Bonvoy Gold Elite status provides 25% bonus points on paid stays, room upgrade requests, and late checkout without needing to qualify independently
- Strong earning rates of 6x at Marriott hotels and 4x at U.S. restaurants and U.S. supermarkets make it useful for everyday spending beyond hotel stays
- No foreign transaction fees makes the card practical for international travel
- 125,000-point welcome bonus provides a substantial head start toward free nights or status
Cons
- $250 annual fee is not waived in the first year, making upfront cost a consideration for new applicants
- Free Night Award is capped at 50,000 points, which excludes many higher-category Marriott properties
- 4x earning at U.S. supermarkets is capped at $15,000 in combined purchases per calendar year, limiting value for high grocery spenders
- Car rental and baggage coverage are secondary, meaning other applicable insurance must be exhausted first
- Elite Night Credits from multiple co-branded Marriott cards typically do not stack, limiting the benefit for multi-card holders
Key Takeaways
- The $250 annual fee can be partially offset by the annual Free Night Award, which is valid at properties up to 50,000 points
- Automatic Gold Elite status is a standout perk that normally requires 25 qualifying nights per year to earn independently
- Earning rates of 4x at U.S. restaurants and U.S. supermarkets make this card competitive beyond hotel spending alone
- The 125,000-point welcome offer carries an estimated value of approximately $875
- 15 Elite Night Credits per year give cardmembers a meaningful head start toward higher Marriott Bonvoy status tiers
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $250 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 28.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits (3 strong or better) including 1 hidden gems
Travel Insurance
Travel Credits
Elite Status
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Marriott Bonvoy Bevy American Express Card?
The card carries a $250 annual fee. This fee is not waived for the first year, so it is charged upon account opening and at each subsequent card anniversary.
What welcome offer is currently available on this card?
New cardmembers can earn 125,000 Marriott Bonvoy bonus points after spending $4,000 in purchases within the first 90 days of card membership. This bonus has an estimated value of approximately $875.
How does the annual Free Night Award work?
After each card anniversary, cardmembers receive one Free Night Award valid for a one-night stay at a Marriott Bonvoy property costing up to 50,000 points per night. The award must be redeemed within 12 months of issuance and cannot be used at properties above the 50,000-point threshold.
What Marriott Bonvoy status do I get with this card?
Cardmembers automatically receive Marriott Bonvoy Gold Elite status for as long as they hold the card. Gold Elite status includes a 25% bonus on points earned during paid stays, room upgrade requests, and 2pm late checkout, among other perks.
How do the 15 Elite Night Credits work?
The card awards 15 Elite Night Credits each calendar year, which count toward Marriott Bonvoy status qualification. These credits can help cardmembers reach higher status tiers faster, but multiple co-branded Marriott cards generally do not stack these credits.
Are there foreign transaction fees on this card?
No, the Marriott Bonvoy Bevy American Express Card charges no foreign transaction fees on purchases made outside the United States. Note that dynamic currency conversion fees charged by merchants are separate and are not waived by this benefit.
What are the earning rates on everyday spending categories?
The card earns 6x points at Marriott Bonvoy hotels, 4x points at U.S. restaurants, and 4x points at U.S. supermarkets on up to $15,000 in combined purchases per calendar year. All other eligible purchases earn 2x points.
Does this card include any travel insurance benefits?
Yes, the card includes a Baggage Insurance Plan covering lost, damaged, or stolen baggage on common carrier trips paid with the card (up to $3,000 for carry-on and $2,000 for checked bags per person). It also includes secondary Car Rental Loss and Damage Insurance when you decline the rental company's collision damage waiver and pay with the card.
What credit score do I need to apply for this card?
The Marriott Bonvoy Bevy American Express Card is generally recommended for applicants with good credit. Meeting the minimum credit score threshold does not guarantee approval, as American Express considers multiple factors during the application review.
Do I earn bonus points for every Marriott stay I pay for with the card?
Yes, the card awards 1,000 bonus Marriott Bonvoy points for each eligible paid stay at participating Marriott Bonvoy hotels when you use the card for payment. Award stays and certain rate types may not qualify for this bonus.
About This Card
This card is best for frequent Marriott Bonvoy loyalists who want automatic Gold Elite status and a recurring free night benefit without committing to a premium-tier annual fee. It also suits everyday spenders who dine out regularly or shop at U.S. supermarkets and want to funnel that spending into hotel rewards.
The Marriott Bonvoy Bevy® American Express® Card is a mid-tier travel rewards card that offers 6X points at Marriott Bonvoy properties, 4X points at restaurants worldwide and U.S. supermarkets (up to $15,000 in combined purchases per year, then 2X), and 2X points on other purchases. It includes complimentary Gold Elite status, 15 Elite Night Credits, and the ability to earn a Free Night Award after spending $15,000 in a calendar year.
The Marriott Bonvoy Bevy stands out by bundling automatic Gold Elite status and 15 Elite Night Credits into a mid-tier $250 annual fee, a combination that competing mid-tier hotel cards rarely match at the same price point.
Ready to Decide?
Apply for the Marriott Bonvoy Bevy® American Express® Card
Earn 125,000 points with a $250 annual fee.
Spend $5,000 in 180 days
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