Card reviewAmerican Express
Updated Apr 14, 2026 · research
MB
American ExpressMarriott BonvoyEditorially reviewed

Marriott Bonvoy Bevy™ American Express® Card

Earn Marriott Bonvoy points on everyday spending and hotel stays, enjoy a free night award each year, and receive automatic Marriott Bonvoy Gold Elite status.

Mid TierPersonal
American Express
Credit profile: good
$250
Annual fee
6x pts marriott bonvoy hotels
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

125,000 points

$875 estimated value

Spend $4,000 in 90 days

Verifiedissuer page

Card Offers

public

125,000 points

Verified

$875 estimated value

Spend $4,000 in 90 days

issuer page

Earning Rates

Marriott Bonvoy Hotels
6xpoints

Purchases at hotels participating in Marriott Bonvoy

U.S. Restaurants
4xpoints

Purchases at U.S. restaurants

U.S. Supermarkets
4xpoints

Purchases at U.S. supermarkets, on up to $15,000 in combined purchases per calendar year

All Other Purchases
2xpoints

All other eligible purchases

Pros & Cons

Pros

  • Annual Free Night Award valid at properties up to 50,000 points adds clear, recurring value that can offset much of the $250 annual fee
  • Automatic Marriott Bonvoy Gold Elite status provides 25% bonus points on paid stays, room upgrade requests, and late checkout without needing to qualify independently
  • Strong earning rates of 6x at Marriott hotels and 4x at U.S. restaurants and U.S. supermarkets make it useful for everyday spending beyond hotel stays
  • No foreign transaction fees makes the card practical for international travel
  • 125,000-point welcome bonus provides a substantial head start toward free nights or status

Cons

  • $250 annual fee is not waived in the first year, making upfront cost a consideration for new applicants
  • Free Night Award is capped at 50,000 points, which excludes many higher-category Marriott properties
  • 4x earning at U.S. supermarkets is capped at $15,000 in combined purchases per calendar year, limiting value for high grocery spenders
  • Car rental and baggage coverage are secondary, meaning other applicable insurance must be exhausted first
  • Elite Night Credits from multiple co-branded Marriott cards typically do not stack, limiting the benefit for multi-card holders

Key Takeaways

  • The $250 annual fee can be partially offset by the annual Free Night Award, which is valid at properties up to 50,000 points
  • Automatic Gold Elite status is a standout perk that normally requires 25 qualifying nights per year to earn independently
  • Earning rates of 4x at U.S. restaurants and U.S. supermarkets make this card competitive beyond hotel spending alone
  • The 125,000-point welcome offer carries an estimated value of approximately $875
  • 15 Elite Night Credits per year give cardmembers a meaningful head start toward higher Marriott Bonvoy status tiers

Fees

Fee TypeAmount
Annual Fee$250
Foreign Transaction Fee0%

APR Information

Purchase APR
20.99% - 29.99%
Cash Advance APR
29.99%
Penalty APR
29.99%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

8 benefits

Travel Insurance

Travel Access & Perks

Travel Credits

Elite Status

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

1,000 Bonus Points Per Paid Stay

Beyond the standard earning rate, the card awards an additional 1,000 Marriott Bonvoy points for every eligible paid stay. This per-stay bonus adds up quietly for cardmembers who take multiple Marriott trips each year.

Global Assist Hotline

Cardmembers have access to a 24/7 emergency assistance hotline when traveling more than 100 miles from home, covering medical, legal, and financial coordination. This service is often overlooked but can be genuinely valuable in an international emergency.

Elite Night Credits Toward Status Progression

The 15 Elite Night Credits are awarded each calendar year regardless of how many nights you actually stay at Marriott properties. For infrequent travelers who are close to a status threshold, these credits can tip the balance toward a higher tier without additional stays.

Frequently Asked Questions

What is the annual fee for the Marriott Bonvoy Bevy American Express Card?
The card carries a $250 annual fee. This fee is not waived for the first year, so it is charged upon account opening and at each subsequent card anniversary.
What welcome offer is currently available on this card?
New cardmembers can earn 125,000 Marriott Bonvoy bonus points after spending $4,000 in purchases within the first 90 days of card membership. This bonus has an estimated value of approximately $875.
How does the annual Free Night Award work?
After each card anniversary, cardmembers receive one Free Night Award valid for a one-night stay at a Marriott Bonvoy property costing up to 50,000 points per night. The award must be redeemed within 12 months of issuance and cannot be used at properties above the 50,000-point threshold.
What Marriott Bonvoy status do I get with this card?
Cardmembers automatically receive Marriott Bonvoy Gold Elite status for as long as they hold the card. Gold Elite status includes a 25% bonus on points earned during paid stays, room upgrade requests, and 2pm late checkout, among other perks.
How do the 15 Elite Night Credits work?
The card awards 15 Elite Night Credits each calendar year, which count toward Marriott Bonvoy status qualification. These credits can help cardmembers reach higher status tiers faster, but multiple co-branded Marriott cards generally do not stack these credits.
Are there foreign transaction fees on this card?
No, the Marriott Bonvoy Bevy American Express Card charges no foreign transaction fees on purchases made outside the United States. Note that dynamic currency conversion fees charged by merchants are separate and are not waived by this benefit.
What are the earning rates on everyday spending categories?
The card earns 6x points at Marriott Bonvoy hotels, 4x points at U.S. restaurants, and 4x points at U.S. supermarkets on up to $15,000 in combined purchases per calendar year. All other eligible purchases earn 2x points.
Does this card include any travel insurance benefits?
Yes, the card includes a Baggage Insurance Plan covering lost, damaged, or stolen baggage on common carrier trips paid with the card (up to $3,000 for carry-on and $2,000 for checked bags per person). It also includes secondary Car Rental Loss and Damage Insurance when you decline the rental company's collision damage waiver and pay with the card.
What credit score do I need to apply for this card?
The Marriott Bonvoy Bevy American Express Card is generally recommended for applicants with good credit. Meeting the minimum credit score threshold does not guarantee approval, as American Express considers multiple factors during the application review.
Do I earn bonus points for every Marriott stay I pay for with the card?
Yes, the card awards 1,000 bonus Marriott Bonvoy points for each eligible paid stay at participating Marriott Bonvoy hotels when you use the card for payment. Award stays and certain rate types may not qualify for this bonus.

About This Card

This card is best for frequent Marriott Bonvoy loyalists who want automatic Gold Elite status and a recurring free night benefit without committing to a premium-tier annual fee. It also suits everyday spenders who dine out regularly or shop at U.S. supermarkets and want to funnel that spending into hotel rewards.

The Marriott Bonvoy Bevy™ American Express® Card is a mid-tier co-branded hotel travel card issued by American Express in partnership with Marriott Bonvoy. Cardmembers earn elevated Marriott Bonvoy points on purchases at Marriott Bonvoy hotels and at U.S. restaurants and U.S. supermarkets, plus a base rate on all other eligible purchases. Key benefits include an annual Free Night Award (up to 50,000 points), automatic Marriott Bonvoy Gold Elite status, 1,000 bonus Marriott Bonvoy points on each paid Marriott stay, and 15 Elite Night Credits per calendar year toward status qualification. The card carries a $250 annual fee and no foreign transaction fees.

The Marriott Bonvoy Bevy stands out by bundling automatic Gold Elite status and 15 Elite Night Credits into a mid-tier $250 annual fee, a combination that competing mid-tier hotel cards rarely match at the same price point.

Ready to Decide?

Apply for the Marriott Bonvoy Bevy™ American Express® Card

125,000 points, worth about $875 estimated value, with a $250 annual fee.

Spend $4,000 in 90 days

Reward Program

Marriott Bonvoy

Earns Points

Learn more

Card Categories

TravelHotel RewardsMarriott BonvoyNo Foreign Transaction Fee

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 5 of 8 benefits rated high confidence
  • 1 of 1 offer verified
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Read our full methodology for how we collect, verify, and rate credit cards.

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