Aeroplan® Card
Earn Aeroplan points fast on groceries, dining, and Air Canada purchases, plus enjoy travel benefits like free first checked bag.
Annual Fee
$95
Top Earning Rate
3x pts air canada purchases
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
60,000 points
$900 estimated value
Spend $3,000 in 90 days
Card Offers
public
60,000 points
$900 estimated value
Spend $3,000 in 90 days
Earning Rates
Purchases made directly with Air Canada
Includes takeout and eligible delivery services
Pros & Cons
Pros
- Earns 3X Aeroplan points in three high-spend everyday categories: groceries, dining, and Air Canada purchases
- 60,000-point welcome bonus worth an estimated $900 after meeting the spend requirement
- No foreign transaction fees, making it useful for international travel
- Free first checked bag on Air Canada flights, offsetting a portion of the annual fee
Cons
- The $95 annual fee is not waived in the first year
- Rewards are locked into the Aeroplan program, limiting flexibility for non-Air Canada travelers
- Only earns 1X points on purchases outside the three bonus categories
- Free checked bag benefit may require booking directly with Air Canada using the card
Key Takeaways
- Earns 3X Aeroplan points on groceries, dining, and direct Air Canada purchases
- Welcome bonus of 60,000 points (estimated $900 value) requires $3,000 in spend within the first 3 months
- No foreign transaction fees make it useful when traveling abroad
- Free first checked bag on Air Canada can help offset the $95 annual fee
- Rewards are tied exclusively to the Aeroplan program, so value depends on how you use Air Canada
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.74% - 28.24%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
1 benefits
Travel Access & Perks
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Aeroplan® Card?
What is the welcome bonus on the Aeroplan® Card?
What are the earning rates on the Aeroplan® Card?
Does the Aeroplan® Card charge foreign transaction fees?
What is the free first checked bag benefit?
What credit score is needed to apply for the Aeroplan® Card?
What is the purchase APR on the Aeroplan® Card?
What rewards program does the Aeroplan® Card use?
Is the Aeroplan® Card a Visa or Mastercard?
Does the free checked bag benefit apply to companions?
About This Card
The Aeroplan® Card is best for consumers who regularly fly Air Canada and want to earn Aeroplan points through everyday spending on groceries and dining. It suits travelers who can take advantage of the free checked bag benefit and welcome bonus to offset the annual fee.
The Aeroplan® Card from Chase earns 3x points at grocery stores, on dining (including takeout and eligible delivery services), and on purchases made directly with Air Canada. All other purchases earn 1x points. New cardmembers can earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months. The card comes with an annual fee of $95, no foreign transaction fee, and travel benefits including free first checked bag and other Aeroplan travel perks.
The Aeroplan® Card stands out among co-branded airline cards at the $95 tier by pairing a strong 3X earn rate across both groceries and dining with Air Canada travel benefits, giving cardmembers multiple ways to accumulate points beyond just flying.
Ready to Decide?
Apply for the Aeroplan® Card
60,000 points, worth about $900 estimated value, with a $95 annual fee.
Spend $3,000 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 1 of 1 benefits rated high confidence
- 1 of 1 offer verified
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