Capital One Quicksilver Cash Rewards Credit Card
Earn unlimited 1.5% cash back on every purchase with no annual fee and no foreign transaction fees.
Annual Fee
$0
Top Earning Rate
1.5% back all purchases
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
200 cashback
$200 estimated value
Spend $500 in 90 days
Card Offers
public
200 cashback
$200 estimated value
Spend $500 in 90 days
Earning Rates
Unlimited 1.5% cash back on every purchase, every day
Pros & Cons
Pros
- Earns unlimited 1.5% cash back on all purchases with no category restrictions
- No annual fee keeps the card cost-free for everyday use
- 0% intro APR for 15 months on both purchases and balance transfers
- No foreign transaction fees makes the card usable internationally
- $200 welcome bonus is attainable with a modest $500 spend requirement in 90 days
Cons
- Flat 1.5% rate offers no bonus categories for higher earning on common spend like dining or groceries
- The ongoing purchase APR of up to 29.74% can be costly if a balance is carried after the intro period
- No travel-specific perks such as lounge access, travel credits, or trip protections
- Cash advance APR of 29.99% is high and cash advances begin accruing interest immediately
Key Takeaways
- Earns a flat, unlimited 1.5% cash back on every purchase with no annual fee
- New cardholders can earn a $200 bonus after spending $500 in the first 90 days
- 0% intro APR applies to both purchases and balance transfers for 15 months
- No foreign transaction fees make it viable for international use
- Cash back never expires and there is no earning cap
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.74% - 29.74%0% intro APR for 15 months
- Balance Transfer APR
- 19.74% - 29.74%0% intro APR for 15 months
- Cash Advance APR
- 29.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits including 1 hidden gems
Travel Credits
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Frequently Asked Questions
Does the Capital One Quicksilver have an annual fee?
What cash back rate does the Quicksilver card earn?
Is there a welcome bonus on the Quicksilver card?
Are there foreign transaction fees on the Quicksilver card?
What is the introductory APR on the Quicksilver card?
Does cash back expire on the Quicksilver card?
What credit score is needed to qualify for the Quicksilver card?
What is the balance transfer fee and APR on the Quicksilver card?
What fraud protection does the Quicksilver card offer?
What is Capital One CreditWise and is it included with the Quicksilver card?
About This Card
This card is best for consumers with good credit who want a simple, no-annual-fee cash back card with a flat earning rate and no category tracking. It also suits occasional international travelers who want to avoid foreign transaction fees.
The Capital One Quicksilver Cash Rewards Credit Card earns unlimited 1.5% cash back on every purchase, every day. There is no annual fee and no foreign transaction fees. New cardholders can earn a one-time cash bonus after meeting a minimum spend requirement. Cash back doesn't expire for the life of the account, and there's no limit to how much you can earn.
The Quicksilver stands out in the no-annual-fee cash back tier by pairing a competitive flat 1.5% rate with a 15-month 0% intro APR on both purchases and balance transfers, no foreign transaction fees, and a low $500 welcome bonus spend threshold.
Ready to Decide?
Apply for the Capital One Quicksilver Cash Rewards Credit Card
200 cashback, worth about $200 estimated value, with no annual fee.
Spend $500 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 3 of 4 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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