Capital One Venture Rewards Credit Card
Earn unlimited 2X miles on every purchase with the Capital One Venture Rewards Credit Card, plus a welcome bonus and travel perks including TSA PreCheck/Global Entry credit.
Annual Fee
$95
Top Earning Rate
5x miles capital one travel bookings (hotels & rental cars)
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
75,000 miles
$750 estimated value
Spend $4,000 in 90 days
Card Offers
public
75,000 miles
$750 estimated value
Spend $4,000 in 90 days
Earning Rates
5X miles on hotels and rental cars booked through Capital One Travel
Unlimited 2X miles on every purchase, every day
Pros & Cons
Pros
- Earns unlimited 2X miles on all purchases with no category limits, making reward accumulation simple and consistent.
- Access to 15 or more airline and hotel transfer partners, often at a 1:1 ratio, enables high-value redemptions.
- No foreign transaction fees make it a solid companion for international travel.
- The $100 Global Entry or TSA PreCheck credit offsets a full year of the annual fee.
- A 75,000-mile welcome bonus worth approximately $750 in travel provides strong upfront value.
Cons
- Lounge access is limited to only two complimentary Capital One Lounge visits per year and does not include Priority Pass or other networks.
- The $95 annual fee is not waived in the first year.
- Excellent credit is required, limiting eligibility for applicants still building their credit profile.
- Some transfer partners offer less favorable ratios than 1:1, so miles may not always transfer at full value.
- The elevated 5X earning rate applies only to hotels and rental cars booked through Capital One Travel, not all travel spending.
Key Takeaways
- Earns 2X miles on every purchase and 5X on hotels and rental cars booked through Capital One Travel.
- Miles transfer to 15 or more airline and hotel partners, typically at a 1:1 ratio.
- A $100 Global Entry or TSA PreCheck credit is available once every four years.
- No foreign transaction fees apply, but the $95 annual fee is charged from year one.
- The 75,000-mile welcome bonus is worth approximately $750 toward travel after meeting the spend requirement.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.99% - 29.99%
- Balance Transfer APR
- 19.99% - 29.99%
- Cash Advance APR
- 29.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits (2 strong or better)
Travel Insurance
Travel Access & Perks
Travel Credits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Capital One Venture Rewards Credit Card?
How many miles do I earn on everyday purchases?
What is the current welcome bonus and how do I qualify?
Can I transfer my Capital One miles to airline or hotel programs?
Does the Capital One Venture card charge foreign transaction fees?
How does the Global Entry or TSA PreCheck credit work?
What lounge access does the Venture card provide?
What credit score do I need to apply for this card?
What are the purchase APR rates for this card?
How can I redeem my Capital One miles?
About This Card
The Capital One Venture Rewards Credit Card is best for frequent travelers who want a straightforward flat-rate miles card with flexible redemption options. It suits cardholders who value simplicity over complex category bonuses and want access to airline and hotel transfer partners without paying a premium annual fee.
The Capital One Venture Rewards Credit Card is a flagship travel rewards card that earns unlimited 2X miles on every purchase, every day. Miles can be redeemed to cover travel purchases, transferred to airline and hotel partners, or used through Capital One Travel. The card includes up to a $100 credit for Global Entry or TSA PreCheck, two complimentary Capital One Lounge visits per year, travel accident insurance, and no foreign transaction fees. An annual fee of $95 applies.
The Capital One Venture card combines a simple unlimited 2X miles structure with access to 15 or more transfer partners at a $95 annual fee, offering transfer partner flexibility that most flat-rate travel cards in the same price tier do not provide.
Ready to Decide?
Apply for the Capital One Venture Rewards Credit Card
75,000 miles, worth about $750 estimated value, with a $95 annual fee.
Spend $4,000 in 90 days
Similar Cards You Might Like
Card Categories
Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 4 of 5 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
Found an error? Report it here.