$150
Annual fee
$500
Bonus value
See the card
Card reviewCapital One
Updated Jul 3, 2026 · researchVR
Capital OneCapital One MilesEditorially reviewed
Venture Rewards from Capital One
Earn unlimited 2X miles, 75,000 bonus miles after qualifying spend, and 5X miles on eligible Capital One Travel bookings.
Mid TierPersonal
Visa
Credit profile: excellent$95
Annual fee
5x miles capital one entertainment purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
75,000 miles
$750 estimated value
Spend $4,000 in 90 days
Verifiedproduct page
Card Offers
public
75,000 miles
$750 estimated value
Spend $4,000 in 90 days
product page
Earning Rates
Capital One Entertainment purchases
5xmiles
Applies to purchases made on Capital One Entertainment.
Capital One Travel Bookings (Hotels & Rental Cars)
5xmiles
5X miles on hotels and rental cars booked through Capital One Travel
Capital One Travel hotels, vacation rentals and rental cars
5xmiles
Purchases must be made through Capital One Travel using this Rewards card account. Hotel incidentals, upgrades or other expenses outside Capital One Travel do not earn 5 miles per dollar.
All Purchases
2xmiles
Unlimited 2X miles on every purchase, every day
Every purchase
2xmiles
Earn 2 miles per dollar on net purchases only; cash advances, balance transfers, and checks used to access the account are not considered purchases and will not earn rewards.
Pros & Cons
Pros
- Earns unlimited 2X miles on all purchases with no category limits, making reward accumulation simple and consistent.
- Access to 15 or more airline and hotel transfer partners, often at a 1:1 ratio, enables high-value redemptions.
- No foreign transaction fees make it a solid companion for international travel.
- The $100 Global Entry or TSA PreCheck credit offsets a full year of the annual fee.
- A 75,000-mile welcome bonus worth approximately $750 in travel provides strong upfront value.
Cons
- Lounge access is limited to only two complimentary Capital One Lounge visits per year and does not include Priority Pass or other networks.
- The $95 annual fee is not waived in the first year.
- Excellent credit is required, limiting eligibility for applicants still building their credit profile.
- Some transfer partners offer less favorable ratios than 1:1, so miles may not always transfer at full value.
- The elevated 5X earning rate applies only to hotels and rental cars booked through Capital One Travel, not all travel spending.
Key Takeaways
- Earns 2X miles on every purchase and 5X on hotels and rental cars booked through Capital One Travel.
- Miles transfer to 15 or more airline and hotel partners, typically at a 1:1 ratio.
- A $100 Global Entry or TSA PreCheck credit is available once every four years.
- No foreign transaction fees apply, but the $95 annual fee is charged from year one.
- The 75,000-mile welcome bonus is worth approximately $750 toward travel after meeting the spend requirement.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 28.49%
- Balance Transfer APR
- 19.49% - 28.49%
- Cash Advance APR
- 28.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
17 benefits (3 strong or better) including 2 hidden gems
Travel Insurance
Travel Access & Perks
Travel Credits
Elite Status
Purchase Protection
Statement Credits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Capital One Venture Rewards Credit Card?
The card carries a $95 annual fee. This fee is not waived for the first year, so cardholders are charged starting with their first billing cycle.
How many miles do I earn on everyday purchases?
The card earns unlimited 2X miles on every purchase, every day, with no category restrictions. For hotels and rental cars booked through Capital One Travel, the earning rate increases to 5X miles per dollar.
What is the current welcome bonus and how do I qualify?
The current public offer is 75,000 miles, worth approximately $750 in travel, after spending $4,000 within the first 90 days of account opening. This is a standard public offer available on the Capital One product page.
Can I transfer my Capital One miles to airline or hotel programs?
Yes. Miles can be transferred to 15 or more airline and hotel loyalty programs. The typical transfer ratio is 1:1, though some partners may have less favorable ratios, so it is worth checking the current partner list before initiating a transfer.
Does the Capital One Venture card charge foreign transaction fees?
No, the card does not charge foreign transaction fees, making it a practical option for international travel. Keep in mind that cash advances and ATM withdrawals abroad may still incur separate fees.
How does the Global Entry or TSA PreCheck credit work?
You can receive up to a $100 statement credit to cover the application fee for Global Entry or TSA PreCheck. To receive the credit, you must pay the application fee with your Venture card, and the credit is issued once every four years.
What lounge access does the Venture card provide?
The card includes two complimentary visits per year to Capital One Lounges for you and your guests. This benefit is limited to Capital One Lounges only and does not include access to the broader Priority Pass network.
What credit score do I need to apply for this card?
Capital One lists excellent credit as the recommended credit profile for this card. Applicants should generally have a strong credit history before applying.
What are the purchase APR rates for this card?
The purchase APR ranges from 19.99% to 29.99% depending on creditworthiness. The cash advance APR is 29.99%, so carrying a balance or taking cash advances is costly.
How can I redeem my Capital One miles?
Miles can be redeemed to cover travel purchases as statement credits, transferred to airline and hotel loyalty partners, or used through the Capital One Travel portal. The canonical data does not specify a fixed cents-per-mile redemption rate for all methods, so actual value may vary by redemption type.
About This Card
The Capital One Venture Rewards Credit Card is best for frequent travelers who want a straightforward flat-rate miles card with flexible redemption options. It suits cardholders who value simplicity over complex category bonuses and want access to airline and hotel transfer partners without paying a premium annual fee.
Venture Rewards from Capital One is a travel rewards card that earns unlimited 2X miles on every purchase, 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, and 5X miles on Capital One Entertainment purchases. The card has a $95 annual fee, no foreign transaction fees, a 75,000-mile bonus after $4,000 in purchases within the first 3 months, and travel benefits including a Global Entry or TSA PreCheck credit, Hertz Five Star status and Lifestyle Collection credits.
The Capital One Venture card combines a simple unlimited 2X miles structure with access to 15 or more transfer partners at a $95 annual fee, offering transfer partner flexibility that most flat-rate travel cards in the same price tier do not provide.
Ready to Decide?
Apply for the Venture Rewards from Capital One
75,000 miles, worth about $750 estimated value, with a $95 annual fee.
Spend $4,000 in 90 days
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