Capital Vacations® World Mastercard®
A co-branded travel rewards card for Capital Vacations members earning up to 5X Rewards on Capital Vacations purchases, with no annual fee and a 0% intro APR on balance transfers for 15 months.
Current Welcome Offer
5,000 points
Card Offers
public
5,000 points
Earning Rates
Eligible Capital Vacations purchases
Eligible RCI, travel, gas, and EV charging purchases
All other eligible purchases
Pros & Cons
Pros
- No annual fee
- 5X Rewards on Capital Vacations purchases
- 0% intro APR on balance transfers for 15 billing cycles
- No foreign transaction fees
- 5% bonus on every Rewards redemption
Cons
- High ongoing APR of 19.24% to 29.49%
- 5% balance transfer fee (min $5)
- $10,000 spend required for resort certificate
- Rewards optimized for Capital Vacations users
- Intro purchase APR limited to specific down payments
Key Takeaways
- Earn up to 5X Rewards on Capital Vacations purchases with 1X base on everything else
- 5,000 Bonus Rewards after first purchase and 5% back on redemptions
- No annual or foreign transaction fees
- 0% intro APR on balance transfers within 45 days for 15 billing cycles
- 3-night resort certificate after $10,000 annual spend
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 29.49%0% intro APR for 6 months
- Balance Transfer APR
- 19.24% - 29.49%0% intro APR for 15 months
- Cash Advance APR
- 29.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits including 2 hidden gems
Travel Access & Perks
Travel Credits
Purchase Protection
Statement Credits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Capital Vacations World Mastercard?
What are the rewards earning rates?
How do I earn the welcome bonus?
What is the introductory APR offer?
Are there foreign transaction fees?
How can I earn the 3-night resort stay certificate?
What is the rewards redemption bonus?
What fraud protection does the card offer?
What is the balance transfer fee?
About This Card
This card suits Capital Vacations members who spend heavily on vacation-related purchases, RCI, travel, gas, or EV charging. It fits those seeking no annual fee with balance transfer relief and redemption incentives.
The Capital Vacations® World Mastercard® is a co-branded credit card issued by Barclays Bank Delaware in partnership with Capital Vacations. It offers 5X Rewards on eligible Capital Vacations purchases (including maintenance fees, exchange fees, and Lifestyles+), 2X Rewards on eligible RCI, travel, gas, and EV charging purchases, and 1X Rewards on all other eligible purchases. Cardmembers earn a 5,000 Bonus Rewards welcome offer after their first purchase, get 5% of Rewards back every time they redeem, and can redeem for cash back, statement credits, travel, gift cards, merchandise, or charitable donations. Additional benefits include a 3-night Capital Vacations Resort Stay Certificate after spending $10,000 in net purchases each calendar year, no foreign transaction fees, $0 Fraud Liability Protection, and a 0% introductory APR on balance transfers for 15 billing cycles. There is no annual fee.
It stands out with a 5% redemption bonus on every use and high 5X earning on Capital Vacations purchases among no-annual-fee travel cards.
Ready to Decide?
Apply for the Capital Vacations® World Mastercard®
5,000 points with no annual fee.
Similar Cards You Might Like
Card Categories
Sources & Methodology
Sources & Methodology
We collect card details from official issuer pages, then verify them through editorial review.
Last updated:
Pending editorial review.
- 6 of 6 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
Found an error? Report it here.