Card reviewUS Bank
Updated Jul 3, 2026 · research
UB
US BankU.S. Bank Altitude Go RewardsEditorially reviewed

U.S. Bank Altitude® Go Visa Signature® Card

No-annual-fee Visa Signature card earning elevated points on dining, grocery stores, gas/EV charging and streaming, with a 20,000-point bonus offer.

Mid TierPersonal
Visa
Credit profile: good
$0
Annual fee
4x pts dining, takeout and restaurant delivery
Top rate
N/A
Foreign fee
N/A
Rating

Current Welcome Offer

20,000 points

Spend $1,000 in 90 days

Verifiedofficial product page

Card Offers

public

20,000 points

Verified

Spend $1,000 in 90 days

official product_page

Earning Rates

Dining, takeout and restaurant delivery
4xpoints

Earns 4 Points per $1 on the first $2,000 each quarter on restaurant, fast-food restaurant and bar purchases; net purchases only.

Gas stations and EV charging stations
2xpoints

Wholesale clubs, discount stores/supercenters and grocery stores/supermarkets earn only 1 Point per $1.

Grocery stores and supermarkets
2xpoints

Wholesale clubs and discount stores/supercenters such as Target and Walmart earn only 1 Point per $1.

Qualifying streaming subscription services
2xpoints

Refer to Program Rules for the official list of qualifying streaming services merchants.

All other eligible purchases
1xpoints

Applies to eligible Net Purchases that do not qualify for bonus categories.

Pros & Cons

Pros

  • No annual fee.
  • High 4X points on dining, takeout, and restaurant delivery.
  • 2X points on groceries, gas/EV charging, and streaming.
  • Welcome bonus of 20,000 points after $1,000 spend in 90 days.
  • Visa Signature benefits.

Cons

  • Limited to 1X points on non-bonus categories.
  • No specified travel rewards despite travel card type.
  • Points-based rewards, redemption details not provided.

Key Takeaways

  • No annual fee makes it cost-effective.
  • Strongest rewards at 4X on dining-related spends.
  • 2X categories cover common everyday expenses like groceries and gas.
  • 20,000-point welcome bonus achievable with moderate spending.

Fees

Fee TypeAmount
Annual Fee$0

APR Information

Purchase APR
17.49% - 27.49%0% intro APR for 15 months
Balance Transfer APR
17.49% - 27.49%0% intro APR for 15 months

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

EV Charging Stations Bonus

Earn 2X points at EV charging stations alongside gas stations, supporting eco-friendly driving habits.

Streaming Services Rewards

Get 2X points on streaming services, a practical bonus for entertainment spending.

Frequently Asked Questions

What is the annual fee for the U.S. Bank Altitude Go Visa Signature Card?
The card has no annual fee. This applies from the first year onward.
What are the rewards earning rates?
Earn 4X points on dining, takeout, and restaurant delivery. Earn 2X points at grocery stores, gas stations, EV charging stations, and streaming services. Earn 1X points on all other eligible Net Purchases.
What is the welcome bonus offer?
Earn 20,000 bonus points after spending $1,000 in Net Purchases within the first 90 days. This is a public offer from the official source.
What benefits does the card include?
The card provides Visa Signature benefits. It has no annual fee and focuses on rewards from everyday spending categories.
Who is eligible for this card?
This is a personal card aimed at consumers interested in rewards on dining and everyday purchases. Specific eligibility details are not provided in the card data.
How do points work with this card?
Points are earned through the Altitude Rewards program. Rates apply to Net Purchases in specified categories.

About This Card

Ideal for individuals who frequently dine out, order takeout, shop at grocery stores, use gas or EV charging stations, and stream services, seeking a no-fee rewards card.

U.S. Bank Altitude Go Visa Signature Card earns 4X points on dining, takeout and restaurant delivery on the first $2,000 each quarter; 2X points at grocery stores, gas stations/EV charging stations and on streaming services; and 1X point on all other eligible purchases. The card has no annual fee and offers 0% intro APR on purchases and balance transfers for the first 15 billing cycles, followed by a variable APR of 17.49% - 27.49%.

It stands out in the mid-tier with no annual fee and 4X points on dining without requiring high spending thresholds.

Ready to Decide?

Apply for the U.S. Bank Altitude® Go Visa Signature® Card

20,000 points with no annual fee.

Spend $1,000 in 90 days

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's reviewed

Analyzed by the Rewardopedia Engine.

Data Quality
  • 4 of 4 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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