Side-by-side comparison of fees, rewards, benefits, and more.
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Barclays |
Card Network | ||
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | Yes (3%) | None |
Purchase APR | 20.24% – 29.99% | 33.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn $100 | Earn 0 points |
Bonus Value | $100 | — |
Reward Rate Data: 2/2 cards | 0.03% back on gas and drug store purchases | 5x pts on gap inc. family of brands |
Reward Program Data: 2/2 cards | Essential Rewards | Encore Rewards |
| Earning Rates | ||
| Gap Inc. family of brands | — | 5x ptsGap Inc. Credit Card or Encore Credit Card must be used as sole payment type |
| all other purchases | 0.01% back | — |
| eligible medical expenses | 0.02% backpurchases at doctors, dentists, chiropractors, glasses, hearing aids and more | — |
| eligible retail apparel brands | — | 3x ptsGap Inc. Credit Card or Encore Credit Card must be used as sole payment type |
| everywhere else Mastercard accepted | — | 1x ptsGap Inc. Credit Card or Encore Credit Card must be used as sole payment type |
| gas and drug store purchases | 0.03% backexcluding Target and Walmart | — |
| Benefits | ||
Key Benefits |
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