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  4. Banana Republic Encore Mastercard vs TD Secured Credit Card

Banana Republic Encore Mastercard vs TD Secured Credit Card

Side-by-side comparison of fees, rewards, benefits, and more.

How to read missing comparison values

  • A dash (—) means that value is not currently available for that card.
  • Coverage labels like 2/4 cards show how many selected cards have that metric populated.
  • Card Type, Card Tier, Rating, and Reward Program are editorial/CMS fields and may still be pending enrichment.
Swipe horizontally to compare all columns
Feature
BA
Banana Republic Encore Mastercard
TD
TD Secured Credit Card
Basic Information
Issuer
BarclaysTD Bank
Card Network
Card Type
Data: 2/2 cards
cashbacksecured
Card Tier
Data: 2/2 cards
Entry LevelEntry Level
Credit Score
—No Credit Check(N/A)
Rating
Data: 0/2 cards
——
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
NoneNone
Purchase APR
33.24%—
Intro APR
——
Rewards
Welcome Bonus
——
Bonus Value
——
Reward Rate
Data: 1/2 cards
5x pts on gap inc. family of brands—
Reward Program
Data: 2/2 cards
Encore RewardsNo Reward Program
Earning Rates
Gap Inc. family of brands5x ptsGap Inc. Credit Card or Encore Credit Card must be used as sole payment type.—
eligible retail apparel brands3x ptsGap Inc. Credit Card or Encore Credit Card must be used as sole payment type.—
everywhere else where Mastercard is accepted1x pts—
Benefits
Key Benefits
  • $0 Fraud Liability Protection
  • Complimentary FICO® Credit Score
  • Digital Wallet Compatibility
  • +2 more
—