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Blue Cash Preferred® Card from American Express vs Discover it® Secured Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | Discover |
Card Network | ||
Card Type Data: 2/2 cards | cashback | secured |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Good(700-749) | Poor(300-649) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | Yes (3%) | None |
Purchase APR | 19.24% – 29.99% | 28.24% |
Intro APR | 0% for 12 months | — |
| Rewards | ||
Welcome Bonus | Earn $250 | Earn $0 |
Bonus Value | $250 | — |
Reward Rate Data: 2/2 cards | 6% back on select u.s. streaming subscriptions | 2% back on gas stations |
Reward Program Data: 2/2 cards | Blue Cash Rewards | Discover Cashback Bonus |
| Earning Rates | ||
| All Other Purchases | 1% back | 1% backUnlimited 1% cash back on all other purchases. |
| Gas Stations | — | 2% backOn up to $1,000 in combined gas station and restaurant purchases each quarter; then 1% cash back. |
| Restaurants | — | 2% backOn up to $1,000 in combined gas station and restaurant purchases each quarter; then 1% cash back. |
| Select U.S. Streaming Subscriptions | 6% backOn eligible streaming services billed directly to the card | — |
| Transit | 3% backIncludes taxis, rideshare, trains, buses, ferries, tolls, parking, and more | — |
| U.S. Gas Stations | 3% back | — |
| U.S. Supermarkets | 6% backOn up to $6,000 per year in purchases, then 1% | — |
| all | — | 1% backEarn 1% cash back on all purchases |
| gas | 3% backat U.S. gas stations | — |
| gas_stations | 3% back | — |
| other | 1% back | — |
| supermarkets | 6% backup to $6,000 in combined purchases per year | — |
| Benefits | ||
Key Benefits |
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