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  1. Home
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  4. Chase Freedom Flex® vs Chase Sapphire Preferred® Card

Chase Freedom Flex® vs Chase Sapphire Preferred® Card

Side-by-side comparison of fees, rewards, benefits, and more.

How to read missing comparison values

  • A dash (—) means that value is not currently available for that card.
  • Coverage labels like 2/4 cards show how many selected cards have that metric populated.
  • Card Type, Card Tier, Rating, and Reward Program are editorial/CMS fields and may still be pending enrichment.
Swipe horizontally to compare all columns
Feature
Chase Freedom Flex®
Chase Freedom Flex®
CH
Chase Sapphire Preferred® Card
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
cashbacktravel
Card Tier
Data: 2/2 cards
Mid TierMid Tier
Credit Score
Good(700-749)Good(700-749)
Rating
Data: 0/2 cards
——
Fees & APR
Annual Fee
$0$95
Foreign Transaction Fee
Yes (3%)None
Purchase APR
19.99% – 28.74%20.49% – 27.49%
Intro APR
0% for 15 months—
Rewards
Welcome Bonus
Earn $200Earn 60,000 points
Bonus Value
$200$750
Reward Rate
Data: 2/2 cards
5% back on chase travel (booked through chase ultimate rewards)5x pts on lyft rides
Reward Program
Data: 2/2 cards
Chase Ultimate RewardsChase Ultimate Rewards
Earning Rates
All other purchases1% back1x pts
All other travel—2x ptsTravel not booked through Chase Travel℠
Chase Travel (booked through Chase Ultimate Rewards)5% backPurchases made through Chase Ultimate Rewards travel portal—
Dining—3x ptsRestaurants worldwide, including eligible delivery services
Dining at restaurants (including takeout and eligible delivery services)3% back—
Drugstores3% back—
Lyft rides—5x ptsThrough March 31, 2025
Online grocery purchases—3x ptsExcluding Target, Walmart, and wholesale clubs
Rotating quarterly bonus categories (activated, up to $1,500/quarter)5% backRequires quarterly activation; 5% applies on up to $1,500 in combined purchases each quarter—
Select streaming services—3x ptsEligible streaming subscriptions
Travel purchased through Chase Travel℠—5x ptsMust book through Chase Travel℠ portal
Benefits
Key Benefits
  • 0% Intro APR on Purchases and Balance Transfers
  • Auto Rental Collision Damage Waiver
  • Cell Phone Protection
  • +3 more
  • $50 Annual Chase Travel Hotel Credit
  • 1:1 Point Transfers to Airline & Hotel Partners
  • 10% Anniversary Points Bonus
  • +8 more