$150
Annual fee
See the card
Card reviewChase
Updated Jul 17, 2026 · research
ChaseChase Ultimate Rewards
Chase Sapphire Preferred® Credit Card
Earn more than ever, same low annual fee.
Mid TierPersonal
Visa
Credit profile: excellent$95
Annual fee
5x pts chase travel
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 100,000 points
Spend $5,000 in 90 days
Verifiedprimary product page
Card Offers
public
Earn 100,000 points
Spend $5,000 in 90 days
primary product_page
Earning Rates
Chase Travel
5xpoints
Purchased through Chase Travel
Lyft rides
5xpoints
Through September 30, 2027
Peloton purchases
5xpoints
On eligible equipment and accessory purchases over $150 through December 31, 2027
Dining
3xpoints
Gas stations, EV charging, and vacation homes at top brands
3xpoints
Top brands, exclusions apply
Top streaming services and online grocery
3xpoints
Exclusions apply
All other travel
2xpoints
All other purchases
1xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 27.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits (4 strong or better) including 1 hidden gems
Travel Insurance
Travel Credits
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Earn 100,000 points after you spend $5,000 on purchases in the first 3 months from account opening. Enjoy 5x points on Chase Travel, 3x on dining, online groceries, streaming services, and 2x on all other travel.
Ready to Decide?
Apply for the Chase Sapphire Preferred® Credit Card
Earn 100,000 points with a $95 annual fee.
Spend $5,000 in 90 days
Similar Cards You Might Like
Rewards program
Chase Ultimate Rewards
Earns Points
Card Categories
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 6 of 6 benefits rated high confidence
- 6 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
Found an error? Report it here.