$229
Annual fee
See the card
Card reviewChase
Updated Aug 12, 2026 · research
ChaseChase Ultimate Rewards
Chase Sapphire Preferred® Credit Card
Earn more than ever, same low annual fee.
Mid TierPersonal
Visa
Credit profile: excellent$95
Annual fee
5x pts chase travel
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 75,000 points
Spend $5,000 in 90 days
Verifiedproduct page
Card Offers
public
Earn 75,000 points
Spend $5,000 in 90 days
product page
Earning Rates
Chase Travel
5xpoints
On travel purchases made through Chase Travel.
Lyft Rides
5xpoints
Earn 5x total points on Lyft rides through September 30, 2027.
Peloton Purchases
5xpoints
Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
Dining
3xpoints
Dining at restaurants, including takeout and eligible delivery services.
EV Charging
3xpoints
On electric vehicle charging.
Gas Stations
3xpoints
On gas stations.
Online Grocery
3xpoints
Online grocery purchases, excluding Target, Walmart, and wholesale clubs.
Streaming Services
3xpoints
On top streaming services.
Vacation Homes
3xpoints
On vacation homes at top brands.
Other Travel
2xpoints
On all other travel purchases.
All Other Purchases
1xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 27.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
7 benefits (3 strong or better) including 1 hidden gems
Travel Insurance
Travel Credits
Purchase Protection
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The premium travel credit card offering a 75,000 points bonus, 5x points on Chase Travel, 3x points on dining, gas, streaming, and online grocery purchases, plus an annual $100 hotel statement credit and comprehensive travel protection benefits.
Ready to Decide?
Apply for the Chase Sapphire Preferred® Credit Card
Earn 75,000 points with a $95 annual fee.
Spend $5,000 in 90 days
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Rewards program
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 7 of 7 benefits rated high confidence
- 7 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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