Chase Sapphire Preferred® Card
Earn Ultimate Rewards points on travel and dining with a $95 annual fee, plus a 60,000-point welcome bonus after qualifying spend.
Annual Fee
$95
Top Earning Rate
5x pts lyft rides
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
60,000 points
$750 estimated value
Spend $4,000 in 90 days
Card Offers
public
60,000 points
$750 estimated value
Spend $4,000 in 90 days
Earning Rates
Through March 31, 2025
Must book through Chase Travel℠ portal
Restaurants worldwide, including eligible delivery services
Excluding Target, Walmart, and wholesale clubs
Eligible streaming subscriptions
Travel not booked through Chase Travel℠
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 20.49% - 27.49%
- Balance Transfer APR
- 20.49% - 27.49%
- Cash Advance APR
- 29.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits (4 strong or better) including 1 hidden gems
Travel Insurance
Travel Access & Perks
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
About This Card
The Chase Sapphire Preferred® Card is Chase's flagship mid-tier travel rewards card. Earn 5x points on travel purchased through Chase Travel℠, 3x on dining, select streaming services, and online groceries, 2x on all other travel, and 1x on everything else. Points transfer 1:1 to 14+ airline and hotel partners. Includes a $50 annual Chase Travel hotel credit, trip delay reimbursement, primary auto rental collision damage waiver, no foreign transaction fees, and a 10% anniversary points boost.
Ready to Decide?
Apply for the Chase Sapphire Preferred® Card
60,000 points, worth about $750 estimated value, with a $95 annual fee.
Spend $4,000 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 10 of 11 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
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