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  1. Home
  2. Credit Cards
  3. Chase Sapphire Preferred® Card
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CH
ChaseChase Ultimate RewardsEditorially reviewed

Chase Sapphire Preferred® Card

Earn Ultimate Rewards points on travel and dining with a $95 annual fee, plus a 60,000-point welcome bonus after qualifying spend.

Mid TierPersonal
Visa
Credit profile: good

Annual Fee

$95

Top Earning Rate

5x pts lyft rides

Foreign Tx Fee

None

Rating

N/A

Current Welcome Offer

60,000 points

$750 estimated value

Spend $4,000 in 90 days

Verifiedproduct page
Apply NowCompare This CardBrowse all cards

Card Offers

public

60,000 points

Verified

$750 estimated value

Spend $4,000 in 90 days

product page

Earning Rates

Lyft rides
5xpoints

Through March 31, 2025

Travel purchased through Chase Travel℠
5xpoints

Must book through Chase Travel℠ portal

Dining
3xpoints

Restaurants worldwide, including eligible delivery services

Online grocery purchases
3xpoints

Excluding Target, Walmart, and wholesale clubs

Select streaming services
3xpoints

Eligible streaming subscriptions

All other travel
2xpoints

Travel not booked through Chase Travel℠

All other purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$95
Foreign Transaction Fee0%

APR Information

Purchase APR
20.49% - 27.49%
Balance Transfer APR
20.49% - 27.49%
Cash Advance APR
29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

11 benefits (4 strong or better) including 1 hidden gems

Travel Insurance

Travel Access & Perks

Purchase Protection

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Chase Sapphire Preferred® Card is Chase's flagship mid-tier travel rewards card. Earn 5x points on travel purchased through Chase Travel℠, 3x on dining, select streaming services, and online groceries, 2x on all other travel, and 1x on everything else. Points transfer 1:1 to 14+ airline and hotel partners. Includes a $50 annual Chase Travel hotel credit, trip delay reimbursement, primary auto rental collision damage waiver, no foreign transaction fees, and a 10% anniversary points boost.

Ready to Decide?

Apply for the Chase Sapphire Preferred® Card

60,000 points, worth about $750 estimated value, with a $95 annual fee.

Spend $4,000 in 90 days

Apply NowCompare Cards

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Reward Program

Chase Ultimate Rewards

Earns Points

Learn more

Card Categories

TravelRewardsNo Foreign Transaction FeeDiningVisa

Sources & Methodology

Data Collection

Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.

Last updated: Apr 18, 2026

Editorial Review

Pending editorial review.

Data Quality
  • 10 of 11 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.