Card comparisonSide by side
Chase Freedom Flex® vs Discover it® Secured Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Discover |
Card Network | ||
Card Type Data: 2/2 cards | cashback | secured |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Good(700-749) | Poor(300-649) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | Yes (3%) | None |
Purchase APR | 19.99% – 28.74% | 28.24% |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $200 | Earn $0 |
Bonus Value | $200 | — |
Reward Rate Data: 2/2 cards | 5% back on chase travel (booked through chase ultimate rewards) | 2% back on gas stations |
Reward Program Data: 2/2 cards | Chase Ultimate Rewards | Discover Cashback Bonus |
| Earning Rates | ||
| All Other Purchases | 1% back | 1% backUnlimited 1% cash back on all other purchases. |
| All other purchases | 1% back | — |
| Chase Travel (booked through Chase Ultimate Rewards) | 5% backPurchases made through Chase Ultimate Rewards travel portal | — |
| Dining (including takeout) and Drug Stores | 3% back | — |
| Dining at restaurants (including takeout and eligible delivery services) | 3% back | — |
| Drugstores | 3% back | — |
| Gas Stations | — | 2% backOn up to $1,000 in combined gas station and restaurant purchases each quarter; then 1% cash back. |
| Restaurants | — | 2% backOn up to $1,000 in combined gas station and restaurant purchases each quarter; then 1% cash back. |
| Rotating Bonus Categories (activated quarterly) | 5% backUp to $1,500 in combined purchases per quarter; must activate each quarter | — |
| Rotating quarterly bonus categories (activated, up to $1,500/quarter) | 5% backRequires quarterly activation; 5% applies on up to $1,500 in combined purchases each quarter | — |
| Travel purchased through Chase Travel℠ | 5% backMust book through Chase Travel℠ | — |
| all | — | 1% backEarn 1% cash back on all purchases |
| Benefits | ||
Key Benefits |
|
|
