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Chase Sapphire Preferred® Card vs Discover it® Secured Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Discover |
Card Network | ||
Card Type Data: 2/2 cards | travel | secured |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Good(700-749) | Poor(300-649) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 20.49% – 27.49% | 28.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | Earn $0 |
Bonus Value | $937.5 | — |
Reward Rate Data: 2/2 cards | 5x pts on lyft rides | 2% back on gas stations |
Reward Program Data: 2/2 cards | Chase Ultimate Rewards | Discover Cashback Bonus |
| Earning Rates | ||
| All Other Purchases | — | 1% backUnlimited 1% cash back on all other purchases. |
| All other purchases | 1x pts | — |
| All other travel | 2x ptsTravel not booked through Chase Travel℠ | — |
| Dining | 3x ptsRestaurants worldwide, including eligible delivery services | — |
| Gas Stations | — | 2% backOn up to $1,000 in combined gas station and restaurant purchases each quarter; then 1% cash back. |
| Lyft rides | 5x ptsThrough March 31, 2025 | — |
| Online grocery purchases | 3x ptsExcluding Target, Walmart, and wholesale clubs | — |
| Other travel purchases | 2x pts | — |
| Restaurants | — | 2% backOn up to $1,000 in combined gas station and restaurant purchases each quarter; then 1% cash back. |
| Select streaming services | 3x ptsEligible streaming subscriptions | — |
| Travel purchased through Chase Travel℠ | 5x ptsMust book through Chase Travel℠ portal | — |
| all | — | 1% backEarn 1% cash back on all purchases |
| Benefits | ||
Key Benefits |
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