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Chase Sapphire Preferred® Card vs Gold Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | American Express |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Mid Tier |
Credit Score | Good(700-749) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $250 |
Foreign Transaction Fee | None | None |
Purchase APR | 20.49% – 27.49% | 19.24% – 29.24% |
Intro APR | — | 0% for ? months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn 60,000 points |
Bonus Value | $750 | $600 |
Reward Rate Data: 2/2 cards | 5x pts on lyft rides | 4x pts on restaurants |
Reward Program Data: 2/2 cards | Chase Ultimate Rewards | Membership Rewards |
| Earning Rates | ||
| All other purchases | 1x pts | — |
| All other travel | 2x ptsTravel not booked through Chase Travel℠ | — |
| Dining | 3x ptsRestaurants worldwide, including eligible delivery services | — |
| Lyft rides | 5x ptsThrough March 31, 2025 | — |
| Online grocery purchases | 3x ptsExcluding Target, Walmart, and wholesale clubs | — |
| Select streaming services | 3x ptsEligible streaming subscriptions | — |
| Travel purchased through Chase Travel℠ | 5x ptsMust book through Chase Travel℠ portal | — |
| restaurants | — | 4x ptson up to $25,000 in combined purchases per calendar year, then 1 point per dollar |
| supermarkets | — | 4x ptson up to $25,000 in combined purchases per calendar year, then 1 point per dollar |
| Benefits | ||
Key Benefits |
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